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Bank of the James Financial Group BOTJ All Other Segments — Net Income Loss

Other segment segments

Community Banking
$2.31M+302%
Holding Company
$760K-9.6%
Investment Advisory Services
$401K-4.1%
Mortgage
$289K+28,800%

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Other financials

Income statement

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Revenue$12.7M+15.4%
Net income$2.8M+229%
EPS (diluted)$0.61+221%

Balance sheet

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Cash & equivalents$88.0M-7.3%
Total debt$3.3M-14.8%
Total equity$81.3M+18.9%
Total assets$1.1B+4.9%

Cash flow

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Operating cash flow$4.7M+521%
CapEx$382.0K-38.6%
Free cash flow$4.4M+2,990%

Valuation

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Market cap$116.4M+84.6%
P/E10.6×+1.8×
P/S2.3×+0.9×

Profitability

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Net margin21.8%+7.1pp
FCF margin29.2%+11.9pp

Returns & leverage

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Return on equity14.6%+4.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Bank of the James Financial Group in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The official record: Bank of the James Financial Group’s 10-K, filed March 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of the James Financial Group's all other segments — net income loss?
Bank of the James Financial Group (BOTJ) reported all other segments — net income loss of $2.26M in Q4 2025.
How has Bank of the James Financial Group's all other segments — net income loss changed year-over-year?
Bank of the James Financial Group's all other segments — net income loss increased by 13.6% year-over-year, from $1.99M to $2.26M.
What is the long-term trend for Bank of the James Financial Group's all other segments — net income loss?
Over 2 years (2023 to 2025), Bank of the James Financial Group's all other segments — net income loss has grown at a 1.8% compound annual growth rate (CAGR), from $8.7M to $9.03M.
What does all other segments — net income loss mean?
The final bottom-line profit or loss generated by the segment after all operating expenses, taxes, and other adjustments. It is the ultimate measure of the segment's financial success and its contribution to the company's overall net income.