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NBT Bancorp NBTB All Other Segments — Net Income Loss

Other segment segments

Banking
$46.5M+180%
Retirement Plan Administration
$5.49M+14.0%

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Other financials

Income statement

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Revenue$186.7M+9.1%
Net income$53.0M+136%
EPS (diluted)$1.02+132%

Balance sheet

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Cash & equivalents$294.7M-45.6%
Total debt$316.4M+180%
Total equity$1.9B+7.7%
Total assets$16.2B+1.2%

Cash flow

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Operating cash flow$61.9M+33.2%
CapEx$1.4M-41.6%
Free cash flow$60.5M+37.1%

Valuation

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Market cap$2.75B+28.7%
Enterprise value$2.77B+62.3%
P/E12.9×-3.2×
P/S3.7×+0.3×

Profitability

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Net margin28.8%+7.4pp
FCF margin33.1%+4.8pp

Returns & leverage

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Return on equity11.4%+3.3pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by NBT Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: NBT Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:04 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031820
(In thousands, except per share data)Three Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Other6,7318,21613,07714,440
Total noninterest expense$111,438$122,610$223,670$222,510
Income before income tax expense$69,116$30,707$135,791$77,928
Income tax expense16,0868,19731,61918,673
Net income$53,030$22,510$104,172$59,255
Earnings per share
Basic$1.02$0.45$2.00$1.21
Diluted$1.02$0.44$1.99$1.21

Item 1. FINANCIAL STATEMENTS (Unaudited) FINANCIAL STATEMENTS

FAQ

What is NBT Bancorp's all other segments — net income loss?
NBT Bancorp (NBTB) reported all other segments — net income loss of $1.04M in Q2 2026.
How has NBT Bancorp's all other segments — net income loss changed year-over-year?
NBT Bancorp's all other segments — net income loss decreased by 2.4% year-over-year, from $1.07M to $1.04M.
What is the long-term trend for NBT Bancorp's all other segments — net income loss?
Over 3 years (2022 to 2025), NBT Bancorp's all other segments — net income loss has grown at a 16.5% compound annual growth rate (CAGR), from $3.23M to $5.1M.
What does all other segments — net income loss mean?
The final bottom-line profitability of the segment after all operating expenses, taxes, and other charges are deducted. This is the ultimate measure of the segment's financial success and its value contribution to the overall organization.

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