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Net Income at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$21.16B+41.2%
Bank of America logo
Bank of AmericaBAC
$9.07B+27.5%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$6.41B+16.6%
Riverview Bancorp logo
Riverview BancorpRVSB
$1.69M+38.3%
CB Financial Services logo
CB Financial ServicesCBFV
$4.3M+8.9%
Provident Financial Services logo
Provident Financial ServicesPFS
$78.15M+8.6%

Other financials

Income statement

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Revenue$10.6M+8.5%
EPS (diluted)$0.35+40.0%

Balance sheet

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Cash & equivalents$49.2M-7.3%
Total debt$159.2M-57.9%
Total equity$126.2M-1.8%
Total assets$1.2B-3.0%

Cash flow

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Operating cash flow$3.4M+35.7%
CapEx$56.0K-82.1%
Free cash flow$3.3M+52.7%

Valuation

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Market cap$115.2M+11.1%
Enterprise value$225.19M-16.3%
P/E17.3×+0.1×
P/S2.9×+0.2×

Profitability

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Net margin16.6%+0.6pp
FCF margin21.3%+0.4pp

Returns & leverage

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Return on equity5.2%+0.4pp
Debt / equity1.3×-1.7×

Where this comes from

Reported directly by Provident Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: Provident Financial Holdings, Inc.’s 10-K, filed September 2, 2026.

Filed
Sep 2, 2026, 3:19 PM EDT
Fiscal year
FY2026
Accession
0001010470-26-000010
(In Thousands, Except Per Share Information)Fiscal Year Ended June 30, 2026Fiscal Year Ended June 30, 2025
Deposit insurance premium and regulatory assessments661740
Other3,4673,578
Total non-interest expense30,97130,793
Income before income taxes9,6368,873
Provision for income taxes2,9812,618
Net income$6,655$6,255
Basic earnings per share$1.04$0.93
Diluted earnings per share$1.03$0.93

Item 16. Form 10-K Summary.

FAQ

What is Provident Financial Holdings, Inc.'s net income?
Provident Financial Holdings, Inc. (PROV) reported net income of $2.18M in Q2 2026.
How has Provident Financial Holdings, Inc.'s net income changed year-over-year?
Provident Financial Holdings, Inc.'s net income increased by 34.3% year-over-year, from $1.63M to $2.18M.
What is the long-term trend for Provident Financial Holdings, Inc.'s net income?
Over 4 years (2022 to 2026), Provident Financial Holdings, Inc.'s net income has grown at a -7.5% compound annual growth rate (CAGR), from $9.09M to $6.66M.
What does net income mean?
The bottom line — total revenue minus all expenses, taxes, and costs. Represents the profit attributable to the company's shareholders after all obligations are met.

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