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Provident Financial Holdings PROV Debt-to-equity

Debt-to-equity at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
1.4×+0.1×
Bank of America logo
Bank of AmericaBAC
1.1×+0.1×
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
1.2×-0.5×
Provident Financial Services logo
Provident Financial ServicesPFS
0.9×0.0×
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
0.6×-0.4×
National Bankshares logo
National BanksharesNKSH
0×0.0×

Other financials

Income statement

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Revenue$9.9M-2.4%
Net income$1.4M-27.1%
EPS (diluted)$0.21-25.0%

Balance sheet

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Cash & equivalents$57.1M+12.2%
Total debt$186.4M+9,616%
Total equity$126.6M-1.8%
Total assets$1.2B-3.4%

Cash flow

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Operating cash flow$1.9M-43.1%
CapEx$145.0K+400%
Free cash flow$1.7M-47.0%

Valuation

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Market cap$107.56M+4.8%
Enterprise value$236.8M-44.6%
P/E17.6×+1.2×
P/S2.7×+0.1×

Profitability

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Net margin15.5%-1.3pp
FCF margin18.9%—

Returns & leverage

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Return on equity4.8%-0.3pp

Where this comes from

Calculated from Provident Financial Holdings’s reported figures.

total debt/total stockholders equity=1.5×

Based on the most recent quarter.

The official record: Provident Financial Holdings’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Provident Financial Holdings's debt-to-equity?
Provident Financial Holdings (PROV) reported debt-to-equity of 1.5× in Q1 2026.
How has Provident Financial Holdings's debt-to-equity changed year-over-year?
Provident Financial Holdings's debt-to-equity increased by 9781.9% year-over-year, from 0× to 1.5×.
What is the long-term trend for Provident Financial Holdings's debt-to-equity?
Over 4 years (2021 to 2025), Provident Financial Holdings's debt-to-equity has grown at a 261.6% compound annual growth rate (CAGR), from 0× to 2.9×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.