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C&F Financial CFFI Community Banking — Profit Loss

Other segment segments

All Other Segments
-$1.15M-65.2%
Mortgage Banking
$910K+111%
Consumer Finance
-$81K-136%

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Other financials

Income statement

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Revenue$36.3M+11.3%
Net income$6.7M+25.7%
EPS (diluted)$2.08+25.3%

Balance sheet

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Cash & equivalents$77.4M+1.9%
Total debt$20.0M-44.3%
Total equity$265.5M+13.1%
Total assets$2.8B+7.7%

Cash flow

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Operating cash flow-$7.6M-336%
CapEx$322.0K+20.6%
Free cash flow-$7.9M-368%

Valuation

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Market cap$260.35M+29.2%
Enterprise value$202.92M+23.8%
P/E9.2×+1.0×
P/S1.8×+0.3×

Profitability

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Net margin19.5%+2.7pp
FCF margin7.8%-19.9pp

Returns & leverage

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Return on equity11.3%+1.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by C&F Financial in its filing.

Tagged under the XBRL concept us-gaap:ProfitLoss.

The official record: C&F Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is C&F Financial's community banking — profit loss?
C&F Financial (CFFI) reported community banking — profit loss of $7.11M in Q1 2026.
How has C&F Financial's community banking — profit loss changed year-over-year?
C&F Financial's community banking — profit loss increased by 30.6% year-over-year, from $5.45M to $7.11M.
What is the long-term trend for C&F Financial's community banking — profit loss?
Over 4 years (2021 to 2025), C&F Financial's community banking — profit loss has grown at a 17.9% compound annual growth rate (CAGR), from $14.09M to $27.23M.
What does community banking — profit loss mean?
The final net earnings or loss attributable to the community banking segment after accounting for all revenues, operating expenses, and taxes. This is the definitive measure of the segment's contribution to the overall financial health of the bank holding company.