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C&F Financial CFFI Consumer Finance — Profit Loss

Other segment segments

Community Banking
$7.11M+30.6%
All Other Segments
-$1.15M-65.2%
Mortgage Banking
$910K+111%

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Other financials

Income statement

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Revenue$36.3M+11.3%
Net income$6.7M+25.7%
EPS (diluted)$2.08+25.3%

Balance sheet

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Cash & equivalents$77.4M+1.9%
Total debt$20.0M-44.3%
Total equity$265.5M+13.1%
Total assets$2.8B+7.7%

Cash flow

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Operating cash flow-$7.6M-336%
CapEx$322.0K+20.6%
Free cash flow-$7.9M-368%

Valuation

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Market cap$260.35M+29.2%
Enterprise value$202.92M+23.8%
P/E9.2×+1.0×
P/S1.8×+0.3×

Profitability

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Net margin19.5%+2.7pp
FCF margin7.8%-19.9pp

Returns & leverage

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Return on equity11.3%+1.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by C&F Financial in its filing.

Tagged under the XBRL concept us-gaap:ProfitLoss.

The official record: C&F Financial’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is C&F Financial's consumer finance — profit loss?
C&F Financial (CFFI) reported consumer finance — profit loss of -$81K in Q1 2026.
How has C&F Financial's consumer finance — profit loss changed year-over-year?
C&F Financial's consumer finance — profit loss decreased by 135.8% year-over-year, from $226K to -$81K.
What is the long-term trend for C&F Financial's consumer finance — profit loss?
Over 4 years (2021 to 2025), C&F Financial's consumer finance — profit loss has grown at a -40.7% compound annual growth rate (CAGR), from $9.96M to $1.23M.
What does consumer finance — profit loss mean?
This is the net bottom-line profit or loss attributable to the consumer finance segment after all operating expenses, interest, provisions for losses, and taxes are deducted. It measures the final financial contribution of this segment to the overall company.