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First Hawaiian, Inc. FHB Commercial Banking Business — D&A

Other segment segments

Corporate And Other Nonoperating
$4.05M
Retail Banking Business
$1.53M+46.0%

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Other financials

Income statement

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Revenue$220.3M+4.4%
Net income$78.5M+7.2%
EPS (diluted)$0.64+10.3%

Balance sheet

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Total debt$60.9M-80.5%
Total equity$2.9B+5.8%
Total assets$24.6B+3.2%

Cash flow

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Operating cash flow$8.7M-93.6%
CapEx$4.3M-47.0%
Free cash flow$155.4M+443%

Valuation

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Market cap$3.35B+12.9%
P/E11.6×-0.5×

Profitability

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Net margin32%+3.1pp
FCF margin48.3%+16.9pp

Returns & leverage

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Return on equity10.5%+1.1pp
Debt / equity-0.1×

Where this comes from

Reported directly by First Hawaiian, Inc. in its filing.

Tagged under the XBRL concept us-gaap:DepreciationDepletionAndAmortization.

The source filing: First Hawaiian, Inc.’s 10-Q, filed May 4, 2026.

Filed
May 4, 2026, 4:06 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001104659-26-054867
(dollars in thousands)Three Months Ended / Retail / BankingThree Months Ended / Commercial / BankingThree Months Ended / Corporate/ / OtherThree Months Ended / Consolidated / Total
Other segment items (2)(37,950)(1,881)21,001(18,830)
Noninterest expense(76,570)(20,277)(31,038)(127,885)
Income (loss) before (provision) benefit for income taxes79,21939,014(30,769)87,464
(Provision) benefit for income taxes(19,144)(7,633)7,097(19,680)
Net income (loss)$60,075$31,381$(23,672)$67,784
Other Segment Disclosures:
Depreciation and amortization (3)$1,530$46$4,049$5,625
Segment earning assets(4)7,162,6067,281,1207,077,74421,521,470

Item 1. Financial Statements (unaudited)

FAQ

What is First Hawaiian, Inc.'s commercial banking business — D&A?
First Hawaiian, Inc. (FHB) reported commercial banking business — D&A of $46K in Q1 2026.
How has First Hawaiian, Inc.'s commercial banking business — D&A changed year-over-year?
First Hawaiian, Inc.'s commercial banking business — D&A decreased by 32.4% year-over-year, from $68K to $46K.
What is the long-term trend for First Hawaiian, Inc.'s commercial banking business — D&A?
Over 3 years (2022 to 2025), First Hawaiian, Inc.'s commercial banking business — D&A has grown at a 5.3% compound annual growth rate (CAGR), from $228K to $266K.
What does commercial banking business — D&A mean?
This represents the non-cash expense allocated to the Commercial Banking segment for the systematic reduction in the value of tangible and intangible assets over their useful lives. It reflects the capital intensity of the segment's physical infrastructure and technology investments required to support banking operations.

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