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Better Home & Finance BETR Home Finance — Interest Expense, Operating

Other segment segments

Banking
$21M+720%

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FSBWHome Lending — Noninterest Expense
$4.66M-4.5%

Other financials

Income statement

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Revenue$47.5M+51.6%
Operating income-$56.6M+55.0%
Net income-$70.3M-39.1%
EPS (diluted)-$4.29-28.8%

Balance sheet

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Cash & equivalents$73.7M-36.9%
Total debt$4.4M-41.3%
Total equity$8.6M+108%
Total assets$1.6B+56.1%

Cash flow

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Operating cash flow-$125.2M-119%
CapEx$378.0K+87.1%
Free cash flow-$125.6M-119%

Valuation

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Market cap$482.69M+142%
Enterprise value$413.4M+360%
P/S2.7×+1.0×

Profitability

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Operating margin-343.9%
Net margin-103.2%-30.0pp
FCF margin-133.4%-50.3pp

Returns & leverage

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Return on equity-875.5%-1,394pp
Debt / equity0.5×
Current ratio0.1×+0.1×

Where this comes from

Reported directly by Better Home & Finance in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The official record: Better Home & Finance’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Better Home & Finance's home finance — interest expense, operating?
Better Home & Finance (BETR) reported home finance — interest expense, operating of $5.46M in Q4 2025.
How has Better Home & Finance's home finance — interest expense, operating changed year-over-year?
Better Home & Finance's home finance — interest expense, operating increased by 15.4% year-over-year, from $4.73M to $5.46M.
What does home finance — interest expense, operating mean?
Represents the costs incurred by the home finance segment to fund its mortgage lending operations, primarily through warehouse lines of credit and other debt facilities. This metric highlights the cost of capital required to maintain the loan pipeline. Monitoring this expense is essential for understanding the segment's net interest margin and funding efficiency.