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Better Home & Finance BETR Home Finance — Interest Expense, Operating

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Other financials

Income statement

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Revenue$54.7M+28.2%
Operating income-$56.6M+55.0%
Net income-$30.6M+15.7%
EPS (diluted)-$1.64+31.4%

Balance sheet

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Cash & equivalents$111.9M+36.9%
Total debt$4.6M-24.1%
Total equity$57.9M-24.4%
Total assets$1.5B+25.2%

Cash flow

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Operating cash flow-$125.2M-119%
CapEx$92.0K-77.4%
Free cash flow-$125.6M-119%

Valuation

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Market cap$291.73M+37.2%
Enterprise value$184.42M+34.7%
P/S1.5×-0.1×

Profitability

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Operating margin-343.9%
Net margin-94.5%-26.8pp
FCF margin-134.3%-50.5pp

Returns & leverage

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Return on equity-267.7%-42.4pp
Debt / equity0.1×0.0×
Current ratio0.1×+0.1×

Where this comes from

Reported directly by Better Home & Finance in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The source filing: Better Home & Finance’s 10-K, filed March 13, 2026.

Filed
Mar 13, 2026, 4:50 PM EDT
Fiscal year
FY2025
Accession
0001628280-26-017747
Line itemHome FinanceBankingConsolidated
Other revenue11,10119811,299
Net interest income
Interest income31,86028,40960,269
Interest expense(21,847)(20,997)(42,844)
Net interest income/(loss)10,0137,41217,425
Total net revenues157,2627,610164,872
Expenses:
Compensation and benefits161,50312,723174,226

Item 8. Financial Statements and Supplementary Data

FAQ

What is Better Home & Finance's home finance — interest expense, operating?
Better Home & Finance (BETR) reported home finance — interest expense, operating of $5.46M in Q4 2025.
How has Better Home & Finance's home finance — interest expense, operating changed year-over-year?
Better Home & Finance's home finance — interest expense, operating increased by 15.4% year-over-year, from $4.73M to $5.46M.
What does home finance — interest expense, operating mean?
Represents the costs incurred by the home finance segment to fund its mortgage lending operations, primarily through warehouse lines of credit and other debt facilities. This metric highlights the cost of capital required to maintain the loan pipeline. Monitoring this expense is essential for understanding the segment's net interest margin and funding efficiency.

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