Business Segments · Interest Expense, Operating

Bank — Interest Expense, Operating

Raymond James Financial Bank — Interest Expense, Operating decreased by 8.6% to $330.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 13.8%, from $383.00M to $330.00M. Over 2 years (FY 2022 to FY 2025), Bank — Interest Expense, Operating shows an upward trend with a 220.3% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ4 2021
Last reportedQ1 2026
Rolls up toInterest Expense

How to read this metric

Lower expenses relative to interest income indicate better net interest margins and funding efficiency.

Detailed definition

The costs incurred by the bank to fund its operations, primarily interest paid on customer deposits and other borrowed f...

Peer comparison

Standard expense metric for all deposit-taking institutions.

Metric ID: rjf_segment_bank_interest_expense_operating

Historical Data

15 periods
 Q4 '21Q1 '22Q2 '22Q3 '22Q2 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$39.00M$39.00M$39.00M$39.00M$329.00M$446.00M$455.00M$461.00M$476.00M$433.00M$383.00M$383.00M$401.00M$361.00M$330.00M
QoQ Change+0.0%+0.0%+0.0%+743.6%+35.6%+2.0%+1.3%+3.3%-9.0%-11.5%+0.0%+4.7%-10.0%-8.6%
YoY Change+743.6%+40.1%-2.9%-15.8%-16.9%-15.8%-16.6%-13.8%
Range$39.00M$476.00M
CAGR+84.1%
Avg YoY Growth+87.7%
Median YoY Growth-14.8%
Current Streak2 quarters decline

Frequently Asked Questions

What is Raymond James Financial's bank — interest expense, operating?
Raymond James Financial (RJF) reported bank — interest expense, operating of $330.00M in Q1 2026.
How has Raymond James Financial's bank — interest expense, operating changed year-over-year?
Raymond James Financial's bank — interest expense, operating decreased by 13.8% year-over-year, from $383.00M to $330.00M.
What is the long-term trend for Raymond James Financial's bank — interest expense, operating?
Over 2 years (2022 to 2025), Raymond James Financial's bank — interest expense, operating has grown at a 220.3% compound annual growth rate (CAGR), from $156.00M to $1.60B.
What does bank — interest expense, operating mean?
The cost of interest paid on deposits and other liabilities.