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Other financials

Income statement

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Revenue$54.7M+28.2%
Operating income-$56.6M+55.0%
Net income-$30.6M+15.7%
EPS (diluted)-$1.64+31.4%

Balance sheet

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Cash & equivalents$111.9M+36.9%
Total debt$4.6M-24.1%
Total equity$57.9M-24.4%
Total assets$1.5B+25.2%

Cash flow

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Operating cash flow-$125.2M-119%
CapEx$92.0K-77.4%
Free cash flow-$125.6M-119%

Valuation

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Market cap$340.6M+60.2%
Enterprise value$233.3M+70.5%
P/S1.8×+0.1×

Profitability

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Operating margin-343.9%
Net margin-94.5%-26.8pp
FCF margin-134.3%-50.5pp

Returns & leverage

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Return on equity-267.7%-42.4pp
Debt / equity0.1×0.0×
Current ratio0.1×+0.1×

Where this comes from

Reported directly by Better Home & Finance in its filing.

Tagged under the XBRL concept us-gaap:ShareBasedCompensation.

The source filing: Better Home & Finance’s 10-Q, filed August 11, 2026.

Filed
Aug 11, 2026, 4:35 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-055745
(Amounts in thousands)Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Gain on sale of loans, net(94,918)(55,293)
Non-cash interest and amortization of debt issuance costs and discounts1,700
Change in fair value of warrants and equity related liabilities5,135344
Stock-based compensation38,3808,285
Provision (Recovery) of loan repurchase reserve1,510(2,549)
Change in fair value of derivatives68(813)
Change in fair value of mortgage loans held for sale(7,433)(7,206)
Gain on disposal of assets held for sale(1,000)

Item 1. Financial Statements

FAQ

What is Better Home & Finance's stock-based comp?
Better Home & Finance (BETR) reported stock-based comp of $14.59M in Q2 2026.
How has Better Home & Finance's stock-based comp changed year-over-year?
Better Home & Finance's stock-based comp increased by 243.0% year-over-year, from $4.25M to $14.59M.
What is the long-term trend for Better Home & Finance's stock-based comp?
Over 3 years (2022 to 2025), Better Home & Finance's stock-based comp has grown at a -12.5% compound annual growth rate (CAGR), from $30.54M to $20.43M.
What does stock-based comp mean?
Total non-cash stock-based compensation expense for equity awards (RSUs, options, ESPP), added back to net income in cash flow reconciliation.

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