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Bank First Corporation BFC Loans held for sale

Loans held for sale at other companies

Associated Banc-Corp logo
Associated Banc-CorpASB
$44.72M
Wintrust Financial logo
Wintrust FinancialWTFC
$407.5M+36.0%
Business First Bancshares logo
Business First BancsharesBFST
$2.84M+319%
First Financial Bankshares logo
First Financial BanksharesFFIN
$23.62M-28.9%
First Financial Bancorp logo
First Financial BancorpFFBC
$33.13M+25.0%
First Community Corporation logo
First Community CorporationFCCO
$11.95M+8.8%

Other financials

Income statement

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Revenue$65.0M+56.2%
Net income$24.7M+46.3%
EPS (diluted)$2.21+29.2%

Balance sheet

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Cash & equivalents$266.5M+121%
Total debt$1.6M
Total equity$819.3M+33.8%
Total assets$5.9B+36.3%

Cash flow

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Operating cash flow$24.4M+106%
CapEx$3.8M+3.9%
Free cash flow$20.7M+151%

Valuation

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Market cap$1.7B+47.4%
P/E21×+4.3×
P/S7.8×+0.8×

Profitability

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Net margin37.2%-4.6pp
FCF margin19.5%-14.6pp

Returns & leverage

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Return on equity11.3%0.0pp
Debt / equity

Where this comes from

Reported directly by Bank First Corporation in its filing.

Tagged under the XBRL concept us-gaap:TradeAndLoansReceivablesHeldForSaleNetNotPartOfDisposalGroup.

The source filing: Bank First Corporation’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:26 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092556
Line itemJune 30, 2026December 31, 2025
Cash and cash equivalents266,523243,207
Securities held to maturity, at amortized cost ($113,700 and $105,146 fair value at June 30, 2026 and December 31, 2025, respectively)114,061103,726
Securities available for sale, at fair value ($506,871 and $171,796 amortized cost at June 30, 2026 and December 31, 2025, respectively)494,571164,422
Loans held for sale4,8436,243
Loans4,521,6873,604,651
Allowance for credit losses - loans ("ACL-Loans")(56,029)(44,374)
Loans, net4,465,6583,560,277
Premises and equipment, net96,06679,217

Item 1. FINANCIAL STATEMENTS:

FAQ

What is Bank First Corporation's loans held for sale?
Bank First Corporation (BFC) reported loans held for sale of $4.84M in Q2 2026.
How has Bank First Corporation's loans held for sale changed year-over-year?
Bank First Corporation's loans held for sale decreased by 8.1% year-over-year, from $5.27M to $4.84M.
What is the long-term trend for Bank First Corporation's loans held for sale?
Over 5 years (2020 to 2025), Bank First Corporation's loans held for sale has grown at a 50.5% compound annual growth rate (CAGR), from $809K to $6.24M.
What does loans held for sale mean?
Originated mortgage loans intended for sale into the secondary market, carried at fair value or lower of cost/market.

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