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Wintrust Financial WTFC Loans held for sale

Loans held for sale at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$15.77B+19.3%
Fifth Third Bank logo
Fifth Third BankFITB
$866M+34.1%
Old Second Bancorp logo
Old Second BancorpOSBC
$2.35M-27.4%
Old National Bancorp logo
Old National BancorpONB
$43.61M-43.8%
Nicolet Bankshares logo
Nicolet BanksharesNIC
$19.39M+94.8%
Bank First Corporation logo
Bank First CorporationBFC
$4.84M-8.1%

Other financials

Income statement

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Revenue$738.6M+10.1%
Net income$233.7M+19.5%
EPS (diluted)$3.30+18.7%

Balance sheet

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Cash & equivalents$595.9M-14.3%
Total debt$3.4B+845%
Total equity$7.5B+4.1%
Total assets$74.7B+8.2%

Cash flow

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Operating cash flow$255.1M-22.5%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.71B+30.5%
P/E11.9×+0.8×
P/S3.8×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.2%+0.6pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup.

The source filing: Wintrust Financial’s 10-Q, filed August 5, 2026. Open the filing →

Filed
Aug 5, 2026, 4:47 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001015328-26-000022

FAQ

What is Wintrust Financial's loans held for sale?
Wintrust Financial (WTFC) reported loans held for sale of $407.5M in Q2 2026.
How has Wintrust Financial's loans held for sale changed year-over-year?
Wintrust Financial's loans held for sale increased by 36.0% year-over-year, from $299.61M to $407.5M.
What is the long-term trend for Wintrust Financial's loans held for sale?
Over 5 years (2020 to 2025), Wintrust Financial's loans held for sale has grown at a -23.2% compound annual growth rate (CAGR), from $1.27B to $340.75M.
What does loans held for sale mean?
Originated mortgage loans intended for sale into the secondary market, carried at fair value or lower of cost/market.

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