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Bank First Corporation BFC Net Interest Income

Net Interest Income at other companies

First Financial Corporation logo
First Financial CorporationTHFF
$61.22M+16.2%
Associated Banc-Corp logo
Associated Banc-CorpASB
$370.04M+23.3%
Wintrust Financial logo
Wintrust FinancialWTFC
$597.37M+9.3%
Business First Bancshares logo
Business First BancsharesBFST
$77.84M+16.1%
First Financial Bankshares logo
First Financial BanksharesFFIN
$136.91M+10.7%
First Financial Bancorp logo
First Financial BancorpFFBC
$190.38M+20.3%

Other financials

Income statement

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Revenue$65.0M+56.2%
Net income$24.7M+46.3%
EPS (diluted)$2.21+29.2%

Balance sheet

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Cash & equivalents$266.5M+121%
Total debt$1.6M
Total equity$819.3M+33.8%
Total assets$5.9B+36.3%

Cash flow

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Operating cash flow$24.4M+106%
CapEx$3.8M+3.9%
Free cash flow$20.7M+151%

Valuation

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Market cap$1.72B+48.3%
P/E21.2×+4.5×
P/S7.9×+0.9×

Profitability

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Net margin37.2%-4.6pp
FCF margin19.5%-14.6pp

Returns & leverage

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Return on equity11.3%0.0pp
Debt / equity

Where this comes from

Reported directly by Bank First Corporation in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Bank First Corporation’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:26 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092556
Line itemThree months ended June 30, 2026Three months ended June 30, 2025Six months ended June 30, 2026Six months ended June 30, 2025
Deposits19,18716,19939,23633,051
Borrowed funds1,4991,6741,8393,333
Total interest expense20,68617,87341,07536,384
Net interest income55,03336,702108,24973,239
Provision for credit losses200600
Net interest income after provision for credit losses55,03336,502108,24972,639
Noninterest income:
Service charges4,1022,0538,7924,064

Item 1. FINANCIAL STATEMENTS:

FAQ

What is Bank First Corporation's net interest income?
Bank First Corporation (BFC) reported net interest income of $55.03M in Q2 2026.
How has Bank First Corporation's net interest income changed year-over-year?
Bank First Corporation's net interest income increased by 49.9% year-over-year, from $36.7M to $55.03M.
What is the long-term trend for Bank First Corporation's net interest income?
Over 4 years (2021 to 2025), Bank First Corporation's net interest income has grown at a 13.9% compound annual growth rate (CAGR), from $90.08M to $151.66M.
What does net interest income mean?
This is the difference between the interest earned on loans and securities and the interest paid on deposits and other borrowings. It represents the core profitability of the bank's primary lending and deposit-taking activities. As the fundamental driver of banking revenue, it is a key indicator of the bank's ability to manage interest rate risk and pricing power.

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