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First Financial Bancorp FFBC Net Interest Income

Net Interest Income at other companies

First Financial Bankshares logo
First Financial BanksharesFFIN
$136.91M+10.7%
Simmons First National logo
Simmons First NationalSFNC
$200.63M+16.8%
JPMorgan Chase logo
JPMorgan ChaseJPM
$25.51B+9.9%
Fifth Third Bank logo
Fifth Third BankFITB
$2.22B+48.2%
Huntington Bancshares logo
Huntington BancsharesHBAN
$2.05B+39.9%
KeyCorp logo
KeyCorpKEY
$1.25B+9.6%

Other financials

Income statement

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Revenue$264.2M+16.7%
Net income$76.5M+9.2%
EPS (diluted)$0.730.0%

Balance sheet

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Total debt$2.2B-8.9%
Total equity$3.0B+16.8%
Total assets$22.4B+20.4%

Cash flow

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Operating cash flow$31.4M-55.0%
CapEx$10.3M+108%
Free cash flow$21.1M-67.5%

Valuation

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Market cap$3.55B+56.2%
P/E12.4×+2.9×
P/S3.5×+0.9×

Profitability

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Net margin28.3%+0.3pp
FCF margin75%+43.5pp

Returns & leverage

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Return on equity10.3%+0.5pp
Debt / equity0.7×-0.2×

Where this comes from

Reported directly by First Financial Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: First Financial Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:47 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000708955-26-000144
Line itemThree months ended / June 30, 2026Three months ended / June 30, 2025Six months ended / June 30, 2026Six months ended / June 30, 2025
Short-term borrowings4,9976,39310,16513,938
Long-term borrowings6,2975,75414,20210,691
Total interest expense90,54487,631183,352178,754
Net interest income190,377158,269379,987307,565
Provision for credit losses - loans and leases12,9339,08418,96318,225
Provision for (recapture of) credit losses - unfunded commitments(4,743)718(2,233)277
Net interest income after provision for credit losses182,187148,467363,257289,063
Noninterest income

Item 1. - Financial Statements

FAQ

What is First Financial Bancorp's net interest income?
First Financial Bancorp (FFBC) reported net interest income of $190.38M in Q2 2026.
How has First Financial Bancorp's net interest income changed year-over-year?
First Financial Bancorp's net interest income increased by 20.3% year-over-year, from $158.27M to $190.38M.
What is the long-term trend for First Financial Bancorp's net interest income?
Over 4 years (2021 to 2025), First Financial Bancorp's net interest income has grown at a 9.2% compound annual growth rate (CAGR), from $452.12M to $642.05M.
What does net interest income mean?
Net interest income is the difference between the interest earned on assets, such as loans and securities, and the interest paid on liabilities, such as deposits and borrowings. It is the fundamental measure of a bank's core profitability and its ability to manage interest rate risk.

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