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Simmons First National SFNC Net Interest Income

Net Interest Income at other companies

BOK Financial logo
BOK FinancialBOKF
$351.83M+7.2%
Regions Financial logo
Regions FinancialRF
$1.28B+1.4%
FB Financial logo
FB FinancialFBK
$145.97M+35.6%
First Financial Bancorp logo
First Financial BancorpFFBC
$190.38M+20.3%
First Financial Bankshares logo
First Financial BanksharesFFIN
$136.91M+10.7%
Customers Bancorp logo
Customers BancorpCUBI
$193.37M+9.4%

Segments

By segment

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Community and Commercial Banking$200.18M+16.1%

Other financials

Income statement

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Revenue$248.6M+16.1%
Net income$66.7M+21.8%
EPS (diluted)$0.46+7.0%

Balance sheet

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Cash & equivalents$589.5M-8.5%
Total debt$38.8M-40.2%
Total equity$3.5B-1.9%
Total assets$24.8B-7.2%

Cash flow

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Operating cash flow$144.6M+86.2%
CapEx$19.0M+67.9%
Free cash flow$125.5M+89.3%

Valuation

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Market cap$3.4B+24.6%
Enterprise value$2.85B+32.6%
P/S20.1×+16.7×

Profitability

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Net margin-928.3%-949pp
FCF margin284.5%+241pp

Returns & leverage

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Return on equity-16.9%-21.5pp
Debt / equity0.0×

Where this comes from

Reported directly by Simmons First National in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Simmons First National’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-053273
(In thousands, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Other borrowings5,87310,6137,61918,327
Subordinated notes and debentures5,2226,18810,48412,322
TOTAL INTEREST EXPENSE107,053143,199211,699287,614
NET INTEREST INCOME200,627171,824397,795335,246
Provision for credit losses17,43411,94532,05638,742
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES183,193159,879365,739296,504
NONINTEREST INCOME
Service charges on deposit accounts12,32912,58824,98525,223

Item 1. Financial Statements (Unaudited)

FAQ

What is Simmons First National's net interest income?
Simmons First National (SFNC) reported net interest income of $200.63M in Q2 2026.
How has Simmons First National's net interest income changed year-over-year?
Simmons First National's net interest income increased by 16.8% year-over-year, from $171.82M to $200.63M.
What is the long-term trend for Simmons First National's net interest income?
Over 4 years (2021 to 2025), Simmons First National's net interest income has grown at a 5.0% compound annual growth rate (CAGR), from $591.53M to $719.2M.
What does net interest income mean?
The difference between the interest income earned on assets and the interest expense paid on liabilities. This is the fundamental measure of a bank's core profitability from its lending and deposit-taking activities. It indicates how effectively the bank manages its interest rate spread and balance sheet composition.

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