Net Interest Income
Huntington Bancshares Net Interest Income increased by 18.8% to $1.89B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 32.6%, from $1.43B to $1.89B. Over 4 years (FY 2021 to FY 2025), Net Interest Income shows an upward trend with a 9.9% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
An increase typically signals effective balance sheet management, growth in the loan portfolio, or a favorable interest rate environment, while a decrease may indicate margin compression or a decline in earning assets.
Detailed definition
Net interest income represents the difference between the interest earned on interest-bearing assets, such as loans and...
Peer comparison
Peers in the regional banking sector typically report this as a primary revenue line item, with variations driven by the specific mix of commercial versus retail lending and the sensitivity of their deposit base to market interest rates.
net_interest_incomeHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $838.00M | $1.16B | $1.13B | $1.15B | $1.26B | $1.40B | $1.46B | $1.41B | $1.35B | $1.37B | $1.32B | $1.29B | $1.31B | $1.35B | $1.40B | $1.43B | $1.47B | $1.51B | $1.59B | $1.89B |
| QoQ Change | — | +38.4% | -2.4% | +1.2% | +10.0% | +11.3% | +4.1% | -3.6% | -4.5% | +1.6% | -3.8% | -2.2% | +1.9% | +3.0% | +3.3% | +2.2% | +2.9% | +2.7% | +5.7% | +18.8% |
| YoY Change | — | — | — | — | +50.5% | +21.0% | +29.2% | +22.9% | +6.7% | -2.6% | -10.0% | -8.7% | -2.5% | -1.2% | +6.0% | +10.8% | +11.8% | +11.5% | +14.1% | +32.6% |
Business Segments
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Consumer & Regional Banking | $1.01B | $1.05B | $1.06B | $943.00M | $1.01B | $1.06B | $1.11B | $1.37B |
| Commercial Banking | $527.00M | $529.00M | $544.00M | $513.00M | $513.00M | $538.00M | $586.00M | $640.00M |
| Total | $1.31B | $1.35B | $1.40B | $1.43B | $1.47B | $1.51B | $1.59B | $1.89B |
RBHPCG, Vehicle Finance were previously reported and have since been discontinued or reclassified. Only currently active segments are shown in the chart.
Net Interest Income at Other Companies
Frequently Asked Questions
- What is Huntington Bancshares's net interest income?
- Huntington Bancshares (HBAN) reported net interest income of $1.89B in Q1 2026.
- How has Huntington Bancshares's net interest income changed year-over-year?
- Huntington Bancshares's net interest income increased by 32.6% year-over-year, from $1.43B to $1.89B.
- What is the long-term trend for Huntington Bancshares's net interest income?
- Over 4 years (2021 to 2025), Huntington Bancshares's net interest income has grown at a 9.9% compound annual growth rate (CAGR), from $4.10B to $5.99B.
- What does net interest income mean?
- The profit a bank makes from the difference between the interest it earns on loans and the interest it pays on deposits.