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F.N.B. Corporation FNB Net Interest Income

Net Interest Income at other companies

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M&T BankMTB
$1.79B+4.6%
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$2.05B+39.9%
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$3.62B+0.9%
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First Commonwealth FinancialFCF
$112.44M+5.8%
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PNC Financial ServicesPNC
$4.11B+15.5%
STB
S&T BancorpSTBA
$90.38M+4.4%

Segments

By segment

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Community Banking$372M+3.3%
Insurance$0
Wealth Management$0

Other financials

Income statement

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Revenue$463.0M+5.5%
Net income$149.0M+14.6%
EPS (diluted)$0.42+16.7%

Balance sheet

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Cash & equivalents$2.4B-2.1%
Total debt$5.0B+2.7%
Total equity$6.8B+4.8%
Total assets$51.0B+2.6%

Cash flow

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Operating cash flow$258.0M+110%
CapEx$17.0M-55.3%
Free cash flow$241.0M+184%

Valuation

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Market cap$6.84B+27.9%
Enterprise value$9.43B+21.5%
P/E11.3×-0.1×
P/S3.7×+0.5×

Profitability

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Net margin33%+4.5pp
FCF margin34%+9.2pp

Returns & leverage

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Return on equity9%+1.6pp
Debt / equity0.7×0.0×

Where this comes from

Reported directly by F.N.B. Corporation in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: F.N.B. Corporation’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 12:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000037808-26-000025
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Short-term borrowings19203734
Long-term borrowings24344770
Total Interest Expense212235422471
Net Interest Income366348725671
Provision for credit losses22264043
Net Interest Income After Provision for Credit Losses344322685628
Non-Interest Income
Service charges24234745

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is F.N.B. Corporation's net interest income?
F.N.B. Corporation (FNB) reported net interest income of $366M in Q2 2026.
How has F.N.B. Corporation's net interest income changed year-over-year?
F.N.B. Corporation's net interest income increased by 5.2% year-over-year, from $348M to $366M.
What is the long-term trend for F.N.B. Corporation's net interest income?
Over 4 years (2021 to 2025), F.N.B. Corporation's net interest income has grown at a 11.4% compound annual growth rate (CAGR), from $907M to $1.4B.
What does net interest income mean?
Net interest income is the difference between the interest earned on assets and the interest paid on liabilities, representing the core profitability of the banking business. It serves as the primary driver of earnings for traditional financial institutions. This metric highlights the bank's ability to manage its net interest margin in varying interest rate environments.

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