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Bank First Corporation BFC Total Interest Expense

Total Interest Expense at other companies

First Financial Corporation logo
First Financial CorporationTHFF
$17.75M-4.0%
Associated Banc-Corp logo
Associated Banc-CorpASB
$253.26M+2,267%
Wintrust Financial logo
Wintrust FinancialWTFC
$325.03M-2.5%
Business First Bancshares logo
Business First BancsharesBFST
$47.81M+15.1%
First Financial Bankshares logo
First Financial BanksharesFFIN
$47.85M+0.6%
First Financial Bancorp logo
First Financial BancorpFFBC
$6.3M+9.4%

Other financials

Income statement

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Revenue$65.0M+56.2%
Net income$24.7M+46.3%
EPS (diluted)$2.21+29.2%

Balance sheet

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Cash & equivalents$266.5M+121%
Total debt$1.6M
Total equity$819.3M+33.8%
Total assets$5.9B+36.3%

Cash flow

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Operating cash flow$24.4M+106%
CapEx$3.8M+3.9%
Free cash flow$20.7M+151%

Valuation

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Market cap$1.7B+47.4%
P/E21×+4.3×
P/S7.8×+0.8×

Profitability

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Net margin37.2%-4.6pp
FCF margin19.5%-14.6pp

Returns & leverage

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Return on equity11.3%0.0pp
Debt / equity

Where this comes from

Reported directly by Bank First Corporation in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The source filing: Bank First Corporation’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:26 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092556
Line itemThree months ended June 30, 2026Three months ended June 30, 2025Six months ended June 30, 2026Six months ended June 30, 2025
Other2,1981,6324,8154,195
Total interest income75,71954,575149,324109,623
Interest expense:
Deposits19,18716,19939,23633,051
Borrowed funds1,4991,6741,8393,333
Total interest expense20,68617,87341,07536,384
Net interest income55,03336,702108,24973,239
Provision for credit losses200600

Item 1. FINANCIAL STATEMENTS:

FAQ

What is Bank First Corporation's total interest expense?
Bank First Corporation (BFC) reported total interest expense of $19.19M in Q2 2026.
How has Bank First Corporation's total interest expense changed year-over-year?
Bank First Corporation's total interest expense increased by 18.4% year-over-year, from $16.2M to $19.19M.
What is the long-term trend for Bank First Corporation's total interest expense?
Over 4 years (2021 to 2025), Bank First Corporation's total interest expense has grown at a 70.5% compound annual growth rate (CAGR), from $7.53M to $63.65M.
What does total interest expense mean?
This represents the aggregate interest costs incurred by the bank on all interest-bearing liabilities, including customer deposits, short-term borrowings, and long-term debt. It serves as a primary measure of the bank's cost of funds and funding efficiency. Lowering this relative to interest-earning assets is critical for maintaining healthy net interest margins.

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