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Wintrust Financial WTFC Total Interest Expense

Total Interest Expense at other companies

Old National Bancorp logo
Old National BancorpONB
$233.33M+22.5%
Regions Financial logo
Regions FinancialRF
$52M-38.8%
SouthState logo
SouthStateSSB
$238.52M-3.0%
M&T Bank logo
M&T BankMTB
$150M-4.5%
JPMorgan Chase logo
JPMorgan ChaseJPM
Fifth Third Bank logo
Fifth Third BankFITB

Other financials

Income statement

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Revenue$713.2M+10.9%
Net income$227.4M+20.3%
EPS (diluted)$3.22+19.7%

Balance sheet

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Cash & equivalents$543.7M-11.8%
Total debt$3.4B+845%
Total equity$7.4B+11.8%
Total assets$72.2B+9.5%

Cash flow

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Operating cash flow$927.2M+674%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.39B+24.6%
P/E12.1×+0.1×
P/S3.8×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.3%+0.8pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The official record: Wintrust Financial’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Wintrust Financial's total interest expense?
Wintrust Financial (WTFC) reported total interest expense of $309.19M in Q1 2026.
How has Wintrust Financial's total interest expense changed year-over-year?
Wintrust Financial's total interest expense decreased by 3.4% year-over-year, from $320.23M to $309.19M.
What is the long-term trend for Wintrust Financial's total interest expense?
Over 4 years (2021 to 2025), Wintrust Financial's total interest expense has grown at a 97.5% compound annual growth rate (CAGR), from $88.12M to $1.34B.
What does total interest expense mean?
The total interest paid by the bank on its deposits and borrowings.
How do you interpret total interest expense?
An increase may signal higher funding costs or a larger deposit base, while a decrease indicates lower cost of funds or reduced reliance on wholesale borrowing.
How does total interest expense compare across companies?
Universal banking metric; peers are compared based on their cost of funds relative to market rates.