Skip to content
Screener

Business First Bancshares BFST Bank Owned Life Insurance

Bank Owned Life Insurance at other companies

Hancock Whitney Corporation logo
Hancock Whitney CorporationHWC
$811.84M+4.1%
Prosperity Bancshares logo
Prosperity BancsharesPB
$448.85M+15.3%
NB Bancorp, Inc. logo
NB Bancorp, Inc.NBBK
$97.37M+74.8%
First Financial Corporation logo
First Financial CorporationTHFF
$137.15M+5.4%
FVCBankcorp, Inc. logo
FVCBankcorp, Inc.FVCB
$9.66M+3.1%
OceanFirst Financial logo
OceanFirst FinancialOCFC
$503.91M+85.8%

Other financials

Income statement

See full
Revenue$91.8M+12.7%
Net income$22.8M+3.2%
EPS (diluted)$0.700.0%

Balance sheet

See full
Cash & equivalents$575.6M+16.1%
Total debt$25.5M-14.4%
Total equity$1.0B+18.9%
Total assets$8.9B+12.0%

Cash flow

See full
Operating cash flow$26.7M-6.6%
CapEx-$888.0K-183%
Free cash flow$25.8M-6.2%

Valuation

See full
Market cap$1.03B+49.7%
P/E11.3×+2.3×
P/S+0.7×

Profitability

See full
Net margin26.5%+1.3pp
FCF margin27%-0.7pp

Returns & leverage

See full
Return on equity9.9%-0.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Business First Bancshares in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsurance.

The source filing: Business First Bancshares’s 8-K, filed July 23, 2026. Open the filing →

Filed
Jul 23, 2026, 4:01 PM EDT
Accession
0001624322-26-000032

FAQ

What is Business First Bancshares's bank owned life insurance?
Business First Bancshares (BFST) reported bank owned life insurance of $139.17M in Q2 2026.
How has Business First Bancshares's bank owned life insurance changed year-over-year?
Business First Bancshares's bank owned life insurance increased by 17.2% year-over-year, from $118.71M to $139.17M.
What is the long-term trend for Business First Bancshares's bank owned life insurance?
Over 5 years (2020 to 2025), Business First Bancshares's bank owned life insurance has grown at a 21.7% compound annual growth rate (CAGR), from $45.03M to $120.29M.
What does bank owned life insurance mean?
This represents the cash surrender value of life insurance policies purchased by the bank on the lives of key employees or officers. The bank acts as the beneficiary, using these policies to offset the costs of employee benefit programs. It serves as a tax-advantaged asset that provides stable, long-term returns for the institution.

Ask your AI about Business First Bancshares's bank owned life insurance.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude