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FVCBankcorp, Inc. FVCB Bank Owned Life Insurance

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Other financials

Income statement

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Revenue$11.0K-8.3%
Net income$6.4M+23.6%
EPS (diluted)$0.35+25.0%

Balance sheet

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Cash & equivalents$8.0M+10.9%
Total debt$6.1M-16.3%
Total equity$260.3M+7.4%
Total assets$2.3B+4.2%

Cash flow

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Operating cash flow$7.6M+40.8%
CapEx$12.0K-25.0%
Free cash flow$7.6M+41.0%

Valuation

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Market cap$311.16M+52.5%
P/E13.4×+2.6×
P/S174.8×+7.3×

Profitability

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Net margin1,307.8%-243pp
FCF margin1,462.2%+120pp

Returns & leverage

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Return on equity9.3%+1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by FVCBankcorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsurance.

The official record: FVCBankcorp, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is FVCBankcorp, Inc.'s bank owned life insurance?
FVCBankcorp, Inc. (FVCB) reported bank owned life insurance of $9.58M in Q1 2026.
How has FVCBankcorp, Inc.'s bank owned life insurance changed year-over-year?
FVCBankcorp, Inc.'s bank owned life insurance increased by 3.1% year-over-year, from $9.29M to $9.58M.
What is the long-term trend for FVCBankcorp, Inc.'s bank owned life insurance?
Over 5 years (2020 to 2025), FVCBankcorp, Inc.'s bank owned life insurance has grown at a -24.3% compound annual growth rate (CAGR), from $38.18M to $9.51M.
What does bank owned life insurance mean?
Bank Owned Life Insurance (BOLI) represents life insurance policies purchased by the bank on the lives of key employees or officers, where the bank is the beneficiary. It is utilized as a tax-advantaged investment vehicle to offset the costs of employee benefit plans. The cash surrender value of these policies is recorded as an asset on the balance sheet.