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Bridgewater Bancshares, Inc. BWB Bank Owned Life Insurance

Bank Owned Life Insurance at other companies

Huntington Bancshares logo
Huntington BancsharesHBAN
$3.67B+31.2%
Old National Bancorp logo
Old National BancorpONB
$1.05B+22.8%
NFB
Northfield BancorpNFBK
$184.72M+4.1%
California BanCorp logo
California BanCorpBCAL
$67.41M+0.8%
PCB Bancorp logo
PCB BancorpPCB
$33.07M+3.3%
Equity Bancshares logo
Equity BancsharesEQBK
$149.7M+13.1%

Other financials

Income statement

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Revenue$46.2M+43.1%
Net income$17.4M+80.7%
EPS (diluted)$0.58+87.1%

Balance sheet

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Cash & equivalents$222.2M+33.7%
Total debt$1.4M-8.5%
Total equity$528.4M+12.7%
Total assets$5.3B+3.9%

Cash flow

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Operating cash flow$16.0M+125%
CapEx$1.8M+241%
Free cash flow$14.2M+115%

Valuation

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Market cap$574.68M+39.4%
P/E10.7×-4.7×
P/S3.7×+0.1×

Profitability

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Net margin34.2%+11.1pp
FCF margin18.8%

Returns & leverage

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Return on equity10.8%+4.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Bridgewater Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsurance.

The official record: Bridgewater Bancshares, Inc.’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bridgewater Bancshares, Inc.'s bank owned life insurance?
Bridgewater Bancshares, Inc. (BWB) reported bank owned life insurance of $45.22M in Q1 2026.
How has Bridgewater Bancshares, Inc.'s bank owned life insurance changed year-over-year?
Bridgewater Bancshares, Inc.'s bank owned life insurance increased by 0.4% year-over-year, from $45.03M to $45.22M.
What is the long-term trend for Bridgewater Bancshares, Inc.'s bank owned life insurance?
Over 4 years (2021 to 2025), Bridgewater Bancshares, Inc.'s bank owned life insurance has grown at a 16.5% compound annual growth rate (CAGR), from $25.32M to $46.58M.
What does bank owned life insurance mean?
The cash surrender value of life insurance policies purchased by the bank on the lives of its key employees or officers. This asset serves as a tax-advantaged vehicle to offset the costs of employee benefit plans and provide long-term financial stability. It reflects the institution's approach to managing long-term benefit liabilities and diversifying its non-interest income sources.