Skip to content
Bridgewater Bancshares, Inc. logo

Bridgewater Bancshares, Inc.

BWB

Bridgewater Bancshares, Inc. is a financial holding company that operates through its subsidiary, Bridgewater Bank, to provide tailored banking solutions to businesses, entrepreneurs, and high-net-worth individuals.

Market cap
$585.5M+35.0%
Revenue$162.1M+29.7%
Net income$56.3M+86.6%
EPS (diluted)$1.84+50.8%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 20, 2026 (in 3 months)
Revenue estimate$43.2M
EPS estimate$0.47

Financials

Q2 2026

Income statement

See full
Revenue$40.9M+13.3%
Net income$14.0M+21.6%
EPS (diluted)$0.45+18.4%

Balance sheet

See full
Cash & equivalents$169.8M-21.9%
Total equity$547.9M+15.0%
Total assets$5.4B+1.8%

Valuation & ratios

Valuation

See full
Market cap$585.5M+35.0%
P/E10.4×-4.2×
P/S3.6×+0.1×

Profitability

See full
Net margin34.8%+10.6pp

Returns & leverage

See full
Return on equity11%+4.4pp

Competitors

Profile

Bridgewater Bancshares, Inc. is a financial holding company that operates through its subsidiary, Bridgewater Bank, to provide tailored banking solutions to businesses, entrepreneurs, and high-net-worth individuals. The company specializes in commercial real estate lending and relationship-based banking, primarily serving the Minneapolis-St. Paul-Bloomington metropolitan area. Its value proposition centers on a responsive, 'branch-light' efficiency model that combines the sophisticated products of national banks with the personalized service of a local institution.

Competitive position

A leading locally-headquartered bank in the Twin Cities MSA, positioned as a high-touch alternative to large national chains with a specialized niche in multifamily lending.

GeographiesUnited States, Minnesota
Customer segmentsCommercial Enterprises, High-Net-Worth Individuals, Real Estate Investors
Business modelInterest Income, Fee-based Services, Relationship Banking
SuppliersFederal Reserve System, FDIC, Depositors, Wholesale Funding Markets, Technology and Core Banking Providers
CustomersCommercial Real Estate Developers, Local Business Owners, Affordable Housing Projects, Individual Retail Borrowers
Listed2018
Employees255.0
CEOGerald John Baack
FilingsSEC EDGAR

Questions, answered.

What is Bridgewater Bancshares, Inc.'s market cap?
Bridgewater Bancshares, Inc. (BWB) has a market capitalization of $585.5M and trades on NASDAQ.
What is Bridgewater Bancshares, Inc.'s revenue and profitability?
Bridgewater Bancshares, Inc. generated $162.1M in trailing twelve-month revenue with net income of $56.3M, representing a net margin of 34.8%. These figures are based on the Q2 2026 filing.
Who are Bridgewater Bancshares, Inc.'s competitors?
Bridgewater Bancshares, Inc.'s key competitors include U.S. Bancorp, Wells Fargo & Co, Ameriprise Financial, Inc., and others. These companies compete in similar markets and product categories.
What subsidiaries does Bridgewater Bancshares, Inc. have?
Bridgewater Bancshares, Inc.'s subsidiaries include Bridgewater Bank, BWB Holdings, LLC, Bridgewater Investment Management, Inc., and others.
Where is Bridgewater Bancshares, Inc. headquartered?
Bridgewater Bancshares, Inc. is headquartered in United States of America and employs approximately 255 people. It has been publicly traded since 2018.