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Reported October 20, 2026 · After market close

Revenue$43.2MBeat by $31.0K
EPS$0.49Beat by $0.02
Revenue estimate$43.2M
EPS estimate$0.47
“Bridgewater delivered an impressive quarter highlighted by strong profitability and balance sheet growth as we continued to execute on our profitable growth strategy, Across-the-board revenue growth and well-controlled expenses in the third quarter resulted in a meaningful increase in pre-provision net revenue and an efficiency ratio below 50% for the first time since the first quarter of 2023. In addition, we generated robust core deposit growth during the quarter, which supported our organic loan growth engine, improved our overall deposit mix, and helped drive continued net interest margin expansion.”
Management

Next report

Jan 26, 2027 (in 3 months)
Revenue estimate$44.7M
EPS estimate$0.49

Financials

Q3 2026

Income statement

See full
Revenue$43.2M+19.6%
Net income$15.0M+29.5%
EPS (diluted)$0.49+28.9%

Balance sheet

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Cash & equivalents$262.6M+99.2%
Total equity$541.4M+8.8%
Total assets$5.6B+4.8%

Cash flow

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Operating cash flow$46.0M+390%
CapEx$431.0K-73.1%
Free cash flow$45.5M+486%

Valuation & ratios

Valuation

as of 10/30/26
See full
Market cap$569.81M+24.4%
P/E9.5×-4.3×
P/S3.4×0.0×

Profitability

See full
Net margin35.3%+10.6pp
FCF margin43.4%+7.1pp

Returns & leverage

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Return on equity11.5%+4.5pp

FAQ

When did Bridgewater Bancshares, Inc. report Q3 2026 earnings?
Bridgewater Bancshares, Inc. (BWB) reported Q3 2026 earnings on October 20, 2026 after market close.
What were Bridgewater Bancshares, Inc.'s Q3 2026 revenue and EPS?
Bridgewater Bancshares, Inc. reported revenue of $43.2M and eps of $0.49 for Q3 2026.
Did Bridgewater Bancshares, Inc. beat estimates in Q3 2026?
Revenue beat the consensus estimate of $43.2M by $31.0K. EPS beat the consensus estimate of $0.47 by $0.02.
Where can I find Bridgewater Bancshares, Inc.'s Q3 2026 SEC filings?
You can read the 8-K earnings release (0001104659-26-117421) and the 10-Q periodic report (0001104659-26-119855) directly on SEC EDGAR. The filing index links above go to sec.gov.