Skip to content
OpenCapital
Get started

Bridgewater Bancshares, Inc. BWB Q4 2025 Annual earnings

Reported January 27, 2026 · After market close

Revenue$38.8MBeat by $680.0K
EPS$0.44Beat by $0.02
Revenue estimate$38.1M
EPS estimate$0.42

Next report

Oct 20, 2026 (in 3 months)
Revenue estimate$43.2M
EPS estimate$0.47

Financials

Q4 2025

Income statement

See full
Revenue$38.8M+31.6%
Net income$13.3M+3,475%
EPS (diluted)$0.43+65.4%

Balance sheet

See full
Cash & equivalents$123.5M-46.2%
Total debt$1.4M-8.5%
Total equity$517.1M+12.9%
Total assets$5.4B+6.7%

Cash flow

See full
Operating cash flow$7.0M-79.8%
CapEx$2.5M-25.7%
Free cash flow$4.4M-85.8%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$483.56M+30.5%
Enterprise value$361.5M+154%
P/E10.5×-4.3×
P/S3.4×0.0×

Profitability

See full
Net margin32.2%+9.3pp
FCF margin15.3%—

Returns & leverage

See full
Return on equity9.5%+3.8pp
Debt / equity0×0.0×

Versus estimates

Revenue

Q2 2026$40.9MMiss by $543.3KQ1 2026$39.0MMiss by $373.3K
Q4 2025$38.8MBeat by $680.0K
Q2 2025$35.7MBeat by $1.5MQ1 2025$31.8MBeat by $2.0MQ4 2024$29.1MBeat by $2.4M

Diluted EPS

Q2 2026$0.45Miss by $0.00Q1 2026$0.41Miss by $0.01
Q4 2025$0.44Beat by $0.02
Q2 2025$0.37Beat by $0.02Q1 2025$0.32Beat by $0.03Q4 2024$0.27Beat by $0.03

Ask the moment Bridgewater Bancshares, Inc. reports.

Connect your AI and ask the moment the filing drops. It reads the release, surfaces what management said, and gives you its own read.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

When did Bridgewater Bancshares, Inc. report Q4 2025 earnings?
Bridgewater Bancshares, Inc. (BWB) reported Q4 2025 earnings on January 27, 2026 after market close.
What were Bridgewater Bancshares, Inc.'s Q4 2025 revenue and EPS?
Bridgewater Bancshares, Inc. reported revenue of $38.8M and eps of $0.44 for Q4 2025.
Did Bridgewater Bancshares, Inc. beat estimates in Q4 2025?
Revenue beat the consensus estimate of $38.1M by $680.0K. EPS beat the consensus estimate of $0.42 by $0.02.
How did Bridgewater Bancshares, Inc.'s Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 33.3% from $29.1M a year earlier and eps grew 63.0% from $0.27.
Where can I find Bridgewater Bancshares, Inc.'s Q4 2025 SEC filings?
You can read the 8-K earnings release (0001104659-26-006999) and the 10-K periodic report (0001104659-26-020063) directly on SEC EDGAR. The filing index links above go to sec.gov.