Skip to content
Screener

Bar Harbor Bankshares BHB Q4 2025 Annual earnings

Reported January 22, 2026 · After market close

Revenue$49.4MBeat by $366.0K
EPS$0.93Beat by $0.04
Revenue estimate$49.0M
EPS estimate$0.89

Next report

Oct 20, 2026 (in 2 months)
Revenue estimate$50.5M
EPS estimate$0.93

Financials

Q4 2025

Income statement

See full
Revenue$48.9M+27.3%
Net income$11.8M+6.9%
EPS (diluted)$0.710.0%

Balance sheet

See full
Cash & equivalents$80.8M+12.0%
Total debt$414.4M-24.6%
Total equity$532.5M+16.2%
Total assets$4.7B+14.7%

Cash flow

See full
Operating cash flow$17.2M+29.4%
CapEx$178.0K-79.0%
Free cash flow$17.0M+36.8%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$518.18M+11.0%
Enterprise value$851.78M-9.8%
P/E14×+3.3×
P/S3.1×0.0×

Profitability

See full
Net margin21.9%-7.0pp
FCF margin25.7%-4.1pp

Returns & leverage

See full
Return on equity7.5%-2.3pp
Debt / equity0.8×-0.4×

FAQ

When did Bar Harbor Bankshares report Q4 2025 earnings?
Bar Harbor Bankshares (BHB) reported Q4 2025 earnings on January 22, 2026 after market close.
What were Bar Harbor Bankshares's Q4 2025 revenue and EPS?
Bar Harbor Bankshares reported revenue of $49.4M and eps of $0.93 for Q4 2025.
Did Bar Harbor Bankshares beat estimates in Q4 2025?
Revenue beat the consensus estimate of $49.0M by $366.0K. EPS beat the consensus estimate of $0.89 by $0.04.
How did Bar Harbor Bankshares's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 11.4% from $55.7M a year earlier and eps grew 29.7% from $0.72.
Where can I find Bar Harbor Bankshares's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001104659-26-005791) and the 10-K periodic report (0001104659-26-027217) directly on SEC EDGAR. The filing index links above go to sec.gov.