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Bar Harbor Bankshares BHB Net Interest Income

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Other financials

Income statement

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Revenue$49.7M+43.7%
Net income$15.2M+150%
EPS (diluted)$0.91+127%

Balance sheet

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Cash & equivalents$104.4M+19.9%
Total debt$436.0M-21.2%
Total equity$549.6M+17.2%
Total assets$4.7B+15.3%

Cash flow

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Operating cash flow$25.4M+382%
CapEx$3.6M+82.0%
Free cash flow$21.8M+564%

Valuation

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Market cap$666.28M+34.0%
Enterprise value$997.88M+3.6%
P/E13.5×+0.9×
P/S3.5×+0.1×

Profitability

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Net margin25.5%-0.9pp
FCF margin29.6%-1.1pp

Returns & leverage

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Return on equity9.7%+1.0pp
Debt / equity0.8×-0.4×

Where this comes from

Reported directly by Bar Harbor Bankshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Bar Harbor Bankshares’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:13 PM EDT
Fiscal quarter
Q4 FY2026
Calendar quarter
Q4 2026
Accession
0001104659-26-091101
(in thousands, except earnings per share data)Three Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Deposits14,63815,51129,52731,023
Borrowings3,3493,2826,8386,301
Total interest expense17,98718,79336,36537,324
Net interest income37,91929,89574,79158,902
Provision for credit losses on available-for-sale debt securities636
Provision for credit losses on loans1,2505281,555471
Net interest income after provision for credit losses36,66929,36773,23657,795
Non-interest income

Item 1. Consolidated Financial Statements (unaudited)

FAQ

What is Bar Harbor Bankshares's net interest income?
Bar Harbor Bankshares (BHB) reported net interest income of $37.92M in Q2 2026.
How has Bar Harbor Bankshares's net interest income changed year-over-year?
Bar Harbor Bankshares's net interest income increased by 26.8% year-over-year, from $29.9M to $37.92M.
What is the long-term trend for Bar Harbor Bankshares's net interest income?
Over 4 years (2021 to 2025), Bar Harbor Bankshares's net interest income has grown at a 8.9% compound annual growth rate (CAGR), from $95.57M to $134.48M.
What does net interest income mean?
This is the difference between the interest earned on loans and securities and the interest paid on deposits and borrowings. It is the core measure of a bank's profitability from its primary lending and deposit-taking activities.

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