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Brighthouse Financial BHF Universal Life Insurance — Unearned Premiums

Other product segments

ULSG
$793M+10.9%
Variable Annuities
$54M-10.0%

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ESNTUnearned premiums
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$538.5M+4.2%

Other financials

Income statement

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Revenue$1.5B-36.1%
Net income-$766.0M-186%
EPS (diluted)-$13.82-174%

Balance sheet

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Cash & equivalents$4.9B+5.1%
Total debt$3.2B0.0%
Total equity$5.6B+6.2%
Total assets$236.80B+0.9%

Cash flow

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Operating cash flow-$221.0M-251%

Valuation

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Market cap$3.65B+1.7%

Profitability

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Net margin-1.1%-9.8pp

Returns & leverage

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Return on equity-1.2%-14.2pp
Debt / equity0.6×0.0×

Where this comes from

Reported directly by Brighthouse Financial in its filing.

Tagged under the XBRL concept us-gaap:UnearnedPremiums.

The official record: Brighthouse Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Brighthouse Financial's universal life insurance — unearned premiums?
Brighthouse Financial (BHF) reported universal life insurance — unearned premiums of $360M in Q1 2026.
How has Brighthouse Financial's universal life insurance — unearned premiums changed year-over-year?
Brighthouse Financial's universal life insurance — unearned premiums increased by 0.3% year-over-year, from $359M to $360M.
What is the long-term trend for Brighthouse Financial's universal life insurance — unearned premiums?
Over 3 years (2022 to 2025), Brighthouse Financial's universal life insurance — unearned premiums has grown at a 0.1% compound annual growth rate (CAGR), from $1.43B to $1.44B.
What does universal life insurance — unearned premiums mean?
This metric represents the portion of insurance premiums collected that relates to coverage periods extending beyond the current reporting date. It functions as a liability because the company has an obligation to provide insurance protection for the remaining term of the policy. Monitoring this balance provides insight into the volume of future revenue that is already secured but not yet recognized.