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NI Holdings NODK All Other — Unearned Premiums

Other segment segments

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$57.29M+7.4%
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$36.75M-4.0%
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$1.24M-94.6%

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Other financials

Income statement

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Revenue$59.6M-16.6%
Gross profit$15.7M-13.5%
Net income$12.5M+93.6%
EPS (diluted)$0.60+93.5%

Balance sheet

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Cash & equivalents$57.7M+0.9%
Total debt$1.4M-67.2%
Total equity$243.8M+1.0%
Total assets$492.1M-6.3%

Cash flow

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Operating cash flow-$1.9M-119%
CapEx$42.0K+110%
Free cash flow-$1.9M-119%

Valuation

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Market cap$324.43M+26.1%
P/S1.2×+0.4×

Profitability

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Gross margin30.2%-1.8pp
Net margin-1.6%
FCF margin-2.4%

Returns & leverage

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Return on equity-5%-2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by NI Holdings in its filing.

Tagged under the XBRL concept us-gaap:UnearnedPremiums.

The official record: NI Holdings’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is NI Holdings's all other — unearned premiums?
NI Holdings (NODK) reported all other — unearned premiums of $8.36M in Q1 2026.
How has NI Holdings's all other — unearned premiums changed year-over-year?
NI Holdings's all other — unearned premiums increased by 12.3% year-over-year, from $7.44M to $8.36M.
What is the long-term trend for NI Holdings's all other — unearned premiums?
Over 4 years (2021 to 2025), NI Holdings's all other — unearned premiums has grown at a 26.3% compound annual growth rate (CAGR), from $12.6M to $32.11M.
What does all other — unearned premiums mean?
Represents the portion of written premiums that relates to the unexpired period of insurance policies. This liability reflects the company's obligation to provide coverage for the remainder of the policy term and serves as a key indicator of future revenue recognition.