Skip to content

NI Holdings NODK Private Passenger Auto — Unearned Premiums

Other segment segments

Home And Farm
$57.29M+7.4%
All Other
$8.36M+12.3%
Non Standard Auto
$1.24M-94.6%

Similar metrics at other companies

Cincinnati Financial logo
CINFPersonal Insurance — Unearned premiums
$1.86B+14.1%
American Financial Group logo
AFGProperty and casualty insurance — Unearned premiums
$3.74B+4.2%
Axis Capital Holders logo
AXSInsurance — Unearned premiums
$4.33B+12.3%
Kemper logo
KMPRSpecialty Property & Casualty Insurance — Unearned Premiums
$1.2B-1.0%
Employers Holdings logo
EIGInsurance Operations — Unearned premiums
$391.9M-2.6%
CNA Financial logo
CNAUnearned premiums
$7.65B+1.9%

Other financials

Income statement

See full
Revenue$59.6M-16.6%
Gross profit$15.7M-13.5%
Net income$12.5M+93.6%
EPS (diluted)$0.60+93.5%

Balance sheet

See full
Cash & equivalents$57.7M+0.9%
Total debt$1.4M-67.2%
Total equity$243.8M+1.0%
Total assets$492.1M-6.3%

Cash flow

See full
Operating cash flow-$1.9M-119%
CapEx$42.0K+110%
Free cash flow-$1.9M-119%

Valuation

See full
Market cap$324.43M+26.1%
P/S1.2×+0.4×

Profitability

See full
Gross margin30.2%-1.8pp
Net margin-1.6%
FCF margin-2.4%

Returns & leverage

See full
Return on equity-5%-2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by NI Holdings in its filing.

Tagged under the XBRL concept us-gaap:UnearnedPremiums.

The official record: NI Holdings’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about NI Holdings's private passenger auto — unearned premiums.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is NI Holdings's private passenger auto — unearned premiums?
NI Holdings (NODK) reported private passenger auto — unearned premiums of $36.75M in Q1 2026.
How has NI Holdings's private passenger auto — unearned premiums changed year-over-year?
NI Holdings's private passenger auto — unearned premiums decreased by 4.0% year-over-year, from $38.27M to $36.75M.
What is the long-term trend for NI Holdings's private passenger auto — unearned premiums?
Over 4 years (2021 to 2025), NI Holdings's private passenger auto — unearned premiums has grown at a 7.0% compound annual growth rate (CAGR), from $117.71M to $154.26M.
What does private passenger auto — unearned premiums mean?
Unearned premiums represent the portion of written premiums that relate to the unexpired period of insurance policies. This liability reflects the company's obligation to provide coverage for the remainder of the policy term.