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Brighthouse Financial BHF Reserve for Incurred But Not Reported (IBNR) Claims

Reserve for Incurred But Not Reported (IBNR) Claims at other companies

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$2.97B+2.9%
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$576.45M+24.5%
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$334M-15.4%
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Other financials

Income statement

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Revenue$1.5B-36.1%
Net income-$766.0M-186%
EPS (diluted)-$13.82-174%

Balance sheet

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Cash & equivalents$4.9B+5.1%
Total debt$3.2B0.0%
Total equity$5.6B+6.2%
Total assets$236.80B+0.9%

Cash flow

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Operating cash flow-$221.0M-251%

Valuation

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Market cap$3.65B+1.7%

Profitability

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Net margin-1.1%-9.8pp

Returns & leverage

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Return on equity-1.2%-14.2pp
Debt / equity0.6×0.0×

Where this comes from

Reported directly by Brighthouse Financial in its filing.

Tagged under the XBRL concept us-gaap:OtherPolicyholderFunds.

The official record: Brighthouse Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Brighthouse Financial's reserve for incurred but not reported (IBNR) claims?
Brighthouse Financial (BHF) reported reserve for incurred but not reported (IBNR) claims of $3.99B in Q1 2026.
How has Brighthouse Financial's reserve for incurred but not reported (IBNR) claims changed year-over-year?
Brighthouse Financial's reserve for incurred but not reported (IBNR) claims increased by 3.3% year-over-year, from $3.87B to $3.99B.
What is the long-term trend for Brighthouse Financial's reserve for incurred but not reported (IBNR) claims?
Over 5 years (2020 to 2025), Brighthouse Financial's reserve for incurred but not reported (IBNR) claims has grown at a 2.7% compound annual growth rate (CAGR), from $3.41B to $3.89B.
What does reserve for incurred but not reported (IBNR) claims mean?
This reserve represents the estimated liability for insurance claims that have occurred but have not yet been reported to the insurer by the policyholder. It is a critical actuarial estimate that reflects the company's anticipated future payouts for incurred events. Accurate estimation of this reserve is essential for maintaining solvency and ensuring adequate capital coverage for claims.