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Primerica PRI Reserve for Incurred But Not Reported (IBNR) Claims

Reserve for Incurred But Not Reported (IBNR) Claims at other companies

Globe Life logo
Globe LifeGL
$576.45M+24.5%
Corebridge Financial logo
Corebridge FinancialCRBG
$3B+3.4%
Jackson Financial logo
Jackson FinancialJXN
$68.7B+16.4%
Principal Financial Group logo
Principal Financial GroupPFG
$944M+0.9%
Brighthouse Financial logo
Brighthouse FinancialBHF
$3.84B-3.5%

Other financials

Income statement

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Revenue$865.1M+9.0%
Gross profit$775.2M+17.3%
Net income$202.3M+13.4%
EPS (diluted)$6.45+19.4%

Balance sheet

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Cash & equivalents$600.2M-3.4%
Total debt$46.9M-10.5%
Total equity$2.5B+9.3%
Total assets$14.8B-0.3%

Cash flow

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Operating cash flow$193.8M+19.2%

Valuation

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Market cap$10B+13.9%
Enterprise value$9.44B+15.0%
P/E12.6×-0.4×
P/S2.9×+0.1×

Profitability

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Gross margin98.1%+0.2pp
Net margin23.2%+1.7pp

Returns & leverage

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Return on equity33%+2.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Primerica in its filing.

Tagged under the XBRL concept us-gaap:OtherPolicyholderFunds.

The source filing: Primerica’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 12:44 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-337365

FAQ

What is Primerica's reserve for incurred but not reported (IBNR) claims?
Primerica (PRI) reported reserve for incurred but not reported (IBNR) claims of $344.44M in Q2 2026.
How has Primerica's reserve for incurred but not reported (IBNR) claims changed year-over-year?
Primerica's reserve for incurred but not reported (IBNR) claims decreased by 9.9% year-over-year, from $382.09M to $344.44M.
What is the long-term trend for Primerica's reserve for incurred but not reported (IBNR) claims?
Over 5 years (2020 to 2025), Primerica's reserve for incurred but not reported (IBNR) claims has grown at a -4.5% compound annual growth rate (CAGR), from $447.77M to $356.43M.
What does reserve for incurred but not reported (IBNR) claims mean?
This liability accounts for claims that have occurred but have not yet been formally reported to the insurer by the policyholder. It is calculated using statistical models to estimate the lag between the occurrence of an event and the filing of a claim. Accurate estimation is essential for maintaining adequate capital buffers.

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