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Primerica

PRI

Primerica is a leading provider of financial products and services specifically tailored for middle-income households in the United States and Canada.

Market cap
$9.81B+14.1%
Revenue$3.4B+6.4%
Net income$772.3M+53.9%
EPS (diluted)$23.84+60.3%
Trailing twelve months · change vs. prior year

Earnings

Next report

Aug 5, 2026 (In 1 week)
Revenue estimate$881.0M
EPS estimate$5.96

Financials

Q1 2026

Income statement

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Revenue$872.7M+8.4%
Net income$190.1M+12.4%
EPS (diluted)$5.97+18.2%

Balance sheet

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Cash & equivalents$645.8M+3.3%
Total debt$48.4M-8.6%
Total equity$2.5B+11.7%
Total assets$14.7B+0.6%

Cash flow

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Operating cash flow$156.8M-20.6%

Valuation & ratios

Valuation

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Market cap$9.81B+14.1%
Enterprise value$9.22B+13.3%
P/E12.7×-0.1×
P/S2.9×+0.2×

Profitability

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Net margin23%+7.1pp

Returns & leverage

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Return on equity32.3%+9.8pp
Debt / equity0.0×

Segments

By segment

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Term Life Insurance Segment Revenues$464.6M+1.5%
Investment And Savings Products Segment Revenues$350.6M+20.6%
Corporate And Other$57.4M+2.2%

Competitors

Profile

Primerica is a leading provider of financial products and services specifically tailored for middle-income households in the United States and Canada. The company operates through a unique distribution model of independent licensed sales representatives who provide term life insurance, investment products, and other financial services. Its core value proposition focuses on helping underserved families achieve financial independence through a 'Buy Term and Invest the Difference' philosophy.

Competitive position

A leading provider of term life insurance with one of the largest independent financial services sales forces in North America.

GeographiesUnited States, Canada, Puerto Rico
Customer segmentsMiddle-income consumers, Retail investors
Business modelMulti-level distribution, Commission-based brokerage, Asset-based advisory, Insurance underwriting
SuppliersThird-party asset managers, Reinsurance companies, Technology infrastructure providers, Regulatory bodies (FINRA, SEC, OSFI)
CustomersMiddle-income families, Individual retirement account holders, Small business owners
Listed2010
Employees3.5K
CEOGlenn Jackson Williams
FilingsSEC EDGAR

Questions, answered.

What is Primerica's market cap?
Primerica (PRI) has a market capitalization of $9.8B and trades on NYSE.
What is Primerica's revenue and profitability?
Primerica generated $3.4B in trailing twelve-month revenue with net income of $772.3M, representing a net margin of 23.0%. Gross margin stands at 98.1%. These figures are based on the Q1 2026 filing.
Who are Primerica's competitors?
Primerica's key competitors include Prudential Financial, Inc., MetLife, Inc., Corebridge Financial, Inc., and others. These companies compete in similar markets and product categories.
Who does Primerica partner with?
Primerica's notable partners include Franklin Templeton Investments, Invesco, Corebridge Financial, Inc., and others.
What subsidiaries does Primerica have?
Primerica's subsidiaries include Primerica Life Insurance Company, PFS Investments Inc., Primerica Life Insurance Company of Canada, and others.
Where is Primerica headquartered?
Primerica is headquartered in United States of America and employs approximately 3,450 people. It has been publicly traded since 2010.