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Globe Life

GL

Globe Life Inc. is an insurance holding company that provides life and supplemental health insurance products primarily to lower middle-income to middle-income Americans.

Market cap
$13.26B+33.0%

Earnings

Next report

Jul 22, 2026 (in a month)
Revenue estimate$1.6B
EPS estimate$3.66

Financials

Q1 2026

Income statement

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Revenue$1.6B+5.3%
Net income$270.5M+6.3%
EPS (diluted)$3.39+12.6%

Balance sheet

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Cash & equivalents$255.2M+9.9%
Total debt$3.2B-1.3%
Total equity$6.1B+12.1%
Total assets$31.0B+4.2%

Cash flow

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Operating cash flow$420.9M-2.5%
CapEx$24.9M+112%
Free cash flow$396.0M-5.7%

Valuation & ratios

Valuation

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Market cap$13.26B-0.4%
Enterprise value$16.24B-0.8%
P/E11.3×-1.2×
P/S2.2×-0.1×

Profitability

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Net margin19.4%+1.0pp
FCF margin20.2%-3.9pp

Returns & leverage

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Return on equity20.5%0.0pp
Debt / equity0.5×-0.1×

Competitors

Profile

Globe Life Inc. is an insurance holding company that provides life and supplemental health insurance products primarily to lower middle-income to middle-income Americans. The company operates through a multi-channel distribution strategy, utilizing direct-to-consumer marketing and a large network of exclusive and independent agents to deliver financial protection to working families.

Competitive position

Globe Life maintains a competitive advantage through a low-cost administrative structure and a massive proprietary agency force of over 17,000 agents.

GeographiesUnited States, Canada, New Zealand, Bermuda
Customer segmentsMiddle-income consumers, Working families, Retirees
Business modelUnderwriting, Direct-to-consumer, Agency-based distribution
SuppliersCapital markets, Third-party reinsurers, Actuarial data providers, Medical and pharmacy data services
CustomersIndividual policyholders, Working families, Medicare-eligible seniors, Worksite employees
Listed1980
Employees3.6K
CEOFrank Martin Svoboda
FilingsSEC EDGAR

Questions, answered.

What is Globe Life's market cap?
Globe Life (GL) has a market capitalization of $13.3B and trades on NYSE.
What is Globe Life's revenue and profitability?
Globe Life generated $6.1B in trailing twelve-month revenue with net income of $1.2B, representing a net margin of 19.4%, with free cash flow of $1.2B. These figures are based on the Q1 2026 filing.
Who are Globe Life's competitors?
Globe Life's key competitors include MetLife, Inc., Aflac Incorporated, Prudential Financial, Inc., and others. These companies compete in similar markets and product categories.
What subsidiaries does Globe Life have?
Globe Life's subsidiaries include Globe Life And Accident Insurance Company, American Income Life Insurance Company, Liberty National Life Insurance Company, and others.
Where is Globe Life headquartered?
Globe Life is headquartered in United States of America and employs approximately 3,636 people. It has been publicly traded since 1980.