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Primerica PRI Total debt

Total debt at other companies

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$222.02M+12.0%
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$9.05B+13.1%
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NRZ
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Other financials

Income statement

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Revenue$872.7M+8.4%
Gross profit$775.2M+17.3%
Net income$190.1M+12.4%
EPS (diluted)$5.97+18.2%

Balance sheet

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Cash & equivalents$645.8M+3.3%
Total equity$2.5B+11.7%
Total assets$14.7B+0.6%

Cash flow

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Operating cash flow$156.8M-20.6%

Valuation

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Market cap$8.79B-16.2%
Enterprise value$8.19B-17.5%
P/E11.4×-9.5×
P/S2.6×-0.7×

Profitability

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Gross margin98.1%+0.2pp
Net margin23%+7.1pp

Returns & leverage

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Return on equity32.3%+9.8pp
Debt / equity0.0×

Where this comes from

Computed from long term debt + current portion long term debt + short term borrowings + operating lease liabilities + finance lease liabilities + financing obligations: $48.37M.

The official record: Primerica’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Primerica's total debt?
Primerica (PRI) reported total debt of $48.37M in Q1 2026.
How has Primerica's total debt changed year-over-year?
Primerica's total debt decreased by 8.6% year-over-year, from $52.91M to $48.37M.
What is the long-term trend for Primerica's total debt?
Over 5 years (2020 to 2025), Primerica's total debt has grown at a -34.8% compound annual growth rate (CAGR), from $428.12M to $50.57M.
What does total debt mean?
The total amount of money the company owes to banks, bondholders, and other lenders.
How do you interpret total debt?
An increase in total debt may indicate aggressive expansion or a need for liquidity, while a decrease suggests deleveraging and improved balance sheet strength. High levels relative to equity or earnings may signal increased financial risk and interest expense pressure.
How does total debt compare across companies?
Financial services firms typically maintain debt levels aligned with their regulatory capital requirements and credit ratings, often comparing debt-to-equity ratios against industry peers to assess solvency.