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Burke & Herbert Financial Services Corp. BHRB Q3 2025 earnings

Reported October 23, 2025 · Before market open

Revenue$84.2MMiss by $2.1M
EPS$1.97Beat by $0.15
Revenue estimate$86.3M
EPS estimate$1.82

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$122.4M
EPS estimate$2.06

Financials

Q3 2025

Income statement

See full
Revenue$85.4M+1.9%
Net income$30.0M+8.5%
EPS (diluted)$1.97+8.2%

Balance sheet

See full
Cash & equivalents$131.7M-54.9%
Total debt$468.3M+38.5%
Total equity$822.2M+11.4%
Total assets$7.9B+0.3%

Cash flow

See full
Operating cash flow$39.3M-17.8%
CapEx$3.9M+121%
Free cash flow$35.4M-23.1%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$926.74M+102%
Enterprise value$1.26B+150%
P/E8.7×-13.2×
P/S2.7×+0.5×

Profitability

See full
Net margin31.6%+21.5pp
FCF margin43.8%+40.4pp

Returns & leverage

See full
Return on equity13.7%+9.5pp
Debt / equity0.6×+0.1×

Segments

By product

See full
Fiduciary and wealth management$2.7M+13.3%

Versus estimates

Revenue

Q2 2026$106.9MMiss by $6.0MQ1 2026$84.7MMiss by $1.8MQ4 2025$86.6MMiss by $76.0K
Q3 2025$84.2MMiss by $2.1M
Q2 2025$85.8MMiss by $2.1MQ1 2025$81.9MMiss by $4.2M

Diluted EPS

Q2 2026$2.03Beat by $0.05Q1 2026$1.87In lineQ4 2025$1.98Beat by $0.07
Q3 2025$1.97Beat by $0.15
Q2 2025$1.97Beat by $0.15Q1 2025$1.80Beat by $0.03

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Questions, answered.

When did Burke & Herbert Financial Services Corp. report Q3 2025 earnings?
Burke & Herbert Financial Services Corp. (BHRB) reported Q3 2025 earnings on October 23, 2025 before market open.
What were Burke & Herbert Financial Services Corp.'s Q3 2025 revenue and EPS?
Burke & Herbert Financial Services Corp. reported revenue of $84.2M and eps of $1.97 for Q3 2025.
Did Burke & Herbert Financial Services Corp. beat estimates in Q3 2025?
Revenue missed the consensus estimate of $86.3M by $2.1M. EPS beat the consensus estimate of $1.82 by $0.15.
How did Burke & Herbert Financial Services Corp.'s Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 2.4% from $82.2M a year earlier and eps declined 0.5% from $1.98.
Where can I find Burke & Herbert Financial Services Corp.'s Q3 2025 SEC filings?
You can read the 10-Q periodic report (0001964333-25-000245) directly on SEC EDGAR. The filing index links above go to sec.gov.