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Burke & Herbert Financial Services Corp. BHRB Q4 2025 Annual earnings

Reported January 22, 2026 · Before market open

Revenue$86.6MMiss by $76.0K
EPS$1.98Beat by $0.07
Revenue estimate$86.6M
EPS estimate$1.91

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$122.4M
EPS estimate$2.06

Financials

Q4 2025

Income statement

See full
Revenue$86.5M+4.9%
Net income$30.2M+52.8%
EPS (diluted)$1.98+32.9%

Balance sheet

See full
Cash & equivalents$289.1M+114%
Total debt$468.9M+22.7%
Total equity$854.6M+17.1%
Total assets$7.9B+1.4%

Cash flow

See full
Operating cash flow$30.9M-59.8%
CapEx$2.6M+794%
Free cash flow$28.3M-63.0%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$936.43M+0.3%
Enterprise value$1.12B-5.4%
P/E8×-18.2×
P/S2.7×-0.8×

Profitability

See full
Net margin34.3%+20.7pp
FCF margin29.1%-1.9pp

Returns & leverage

See full
Return on equity14.8%+8.0pp
Debt / equity0.5×0.0×

Segments

By product

See full
Fiduciary and wealth management$2.9M+20.3%
Deposit related fees$2.0M+18.9%
Trust fees$1.5M+24.5%
Advisory fees$669.3K+12.2%
Other fees$1.5K-95.8%

Versus estimates

Revenue

Q2 2026$106.9MMiss by $6.0MQ1 2026$84.7MMiss by $1.8M
Q4 2025$86.6MMiss by $76.0K
Q3 2025$84.2MMiss by $2.1MQ2 2025$85.8MMiss by $2.1MQ1 2025$81.9MMiss by $4.2M

Diluted EPS

Q2 2026$2.03Beat by $0.05Q1 2026$1.87In line
Q4 2025$1.98Beat by $0.07
Q3 2025$1.97Beat by $0.15Q2 2025$1.97Beat by $0.15Q1 2025$1.80Beat by $0.03

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Questions, answered.

When did Burke & Herbert Financial Services Corp. report Q4 2025 earnings?
Burke & Herbert Financial Services Corp. (BHRB) reported Q4 2025 earnings on January 22, 2026 before market open.
What were Burke & Herbert Financial Services Corp.'s Q4 2025 revenue and EPS?
Burke & Herbert Financial Services Corp. reported revenue of $86.6M and eps of $1.98 for Q4 2025.
Did Burke & Herbert Financial Services Corp. beat estimates in Q4 2025?
Revenue missed the consensus estimate of $86.6M by $76.0K. EPS beat the consensus estimate of $1.91 by $0.07.
How did Burke & Herbert Financial Services Corp.'s Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 29.3% from $122.5M a year earlier and eps grew 50.0% from $1.32.
Where can I find Burke & Herbert Financial Services Corp.'s Q4 2025 SEC filings?
You can read the 8-K earnings release (0001964333-26-000005) and the 10-K periodic report (0001964333-26-000016) directly on SEC EDGAR. The filing index links above go to sec.gov.