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BILL Holdings BILL Q3 2026 earnings

Reported May 7, 2026 · After market close

Revenue$406.6MBeat by $2.8MDiluted EPS$0.68Beat by $0.13
Revenue estimate$403.8M
EPS estimate$0.55

Next report

Aug 26, 2026 (in 2 months)
Revenue estimate$430.5M
EPS estimate$0.69

Financials

Q3 2026

Income statement

See full
Revenue$406.6M+13.5%
Gross profit$331.9M+14.0%
Operating income-$399.0K+98.6%
Net income$12.8M+210%
EPS (diluted)$0.12+209%

Balance sheet

See full
Cash & equivalents$3.4B+6.0%
Total debt$1.9B+6.3%
Total equity$3.8B-1.7%
Total assets$10.1B+4.6%

Cash flow

See full
Operating cash flow$102.7M+3.2%
CapEx$168.0K-85.4%
Free cash flow$102.5M+4.2%

Valuation & ratios

Valuation

as of 07/09/26
See full
Market cap$3.91B-19.0%
Enterprise value$2.44B-29.5%
P/S2.5×-1.0×

Profitability

See full
Gross margin80.7%-0.8pp
Operating margin-3.8%-0.9pp
FCF margin23.9%-0.2pp

Returns & leverage

See full
Debt / equity0.5×0.0×
Current ratio1.7×0.0×

Segments

By product

See full
BILL AP/AR$183.2M+11.9%
BILL Spend and Expense$167.2M+21.3%
Interest on funds held for customers$35.4M-6.6%
Embedded Solutions and Other$20.7M—

Versus estimates

Revenue

Q3 2026$406.6MBeat by $2.8M
Q2 2026$414.7MBeat by $14.9MQ1 2026$395.7MBeat by $3.9MQ4 2025$383.3MMiss by $9.3MQ3 2025$358.2MMiss by $17.7MQ2 2025$362.6MBeat by $2.6M

Diluted EPS

Q3 2026$0.68Beat by $0.13
Q2 2026$0.64Beat by $0.08Q1 2026$0.61Beat by $0.10Q4 2025$0.53Beat by $0.12Q3 2025$0.50Beat by $0.13Q2 2025$0.56Beat by $0.13

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Questions, answered.

When did BILL Holdings report Q3 2026 earnings?
BILL Holdings (BILL) reported Q3 2026 earnings on May 7, 2026 after market close.
What were BILL Holdings's Q3 2026 revenue and EPS?
BILL Holdings reported revenue of $406.6M and diluted EPS of $0.68 for Q3 2026.
Did BILL Holdings beat estimates in Q3 2026?
Revenue beat the consensus estimate of $403.8M by $2.8M. EPS beat the consensus estimate of $0.55 by $0.13.
How did BILL Holdings's Q3 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 13.5% from $358.2M a year earlier and diluted EPS grew 36.0% from $0.50.
Where can I find BILL Holdings's Q3 2026 SEC filings?
You can read the 8-K earnings release (0001628280-26-032064) and the 10-Q periodic report (0001628280-26-032387) directly on SEC EDGAR. The filing index links above go to sec.gov.