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BankUnited BKU Gross loans

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Other financials

Income statement

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Revenue$284.6M+3.9%
Net income$70.7M+2.8%
EPS (diluted)$0.97+6.6%

Balance sheet

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Cash & equivalents$367.9M-54.1%
Total debt$318.9M-55.0%
Total equity$3.0B+1.7%
Total assets$34.9B-1.6%

Cash flow

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Operating cash flow$128.6M+9.4%
CapEx-$14.1M-2,220%
Free cash flow$114.6M-2.1%

Valuation

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Market cap$3.37B+25.7%
Enterprise value$3.32B+28.3%
P/E12.3×+1.9×
P/S+0.5×

Profitability

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Net margin24.4%-0.2pp
FCF margin29.4%-0.4pp

Returns & leverage

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Return on equity9.2%+0.1pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by BankUnited in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss.

The source filing: BankUnited’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:44 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001504008-26-000079
Line itemJune 30,2026December 31,2025
Non-marketable equity securities144,652140,684
Loans23,929,07324,273,707
Allowance for credit losses(217,516)(219,825)
Loans, net23,711,55724,053,882
Bank owned life insurance315,848305,313
Operating lease equipment, net157,272171,371
Goodwill77,63777,637
Other assets789,789809,129

Item 1. Financial Statements (Unaudited)

FAQ

What is BankUnited's gross loans?
BankUnited (BKU) reported gross loans of $23.71B in Q2 2026.
How has BankUnited's gross loans changed year-over-year?
BankUnited's gross loans increased by 0.0% year-over-year, from $23.71B to $23.71B.
What is the long-term trend for BankUnited's gross loans?
Over 2 years (2023 to 2025), BankUnited's gross loans has grown at a -0.8% compound annual growth rate (CAGR), from $24.43B to $24.05B.
What does gross loans mean?
Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.

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