What is United Bankshares's gross loans?

United Bankshares (UBSI) reported gross loans of $24.56B in Q1 2026.

How has United Bankshares's gross loans changed year-over-year?

United Bankshares's gross loans increased by 4.3% year-over-year, from $23.55B to $24.56B.

What is the long-term trend for United Bankshares's gross loans?

Over 5 years (2020 to 2025), United Bankshares's gross loans has grown at a 6.7% compound annual growth rate (CAGR), from $17.62B to $24.41B.

What does gross loans mean?

Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.

United Bankshares UBSI Gross loans

Gross loans at other companies

Truist FinancialTFC

$329.24B—

PNC Financial ServicesPNC

$360.92B+13.2%

Eastern Bankshares, Inc.EBC

$22.92B+28.0%

Old National BancorpONB

$49.73B+36.6%

ServisFirst BancsharesSFBS

$13.95B+9.6%

International BancsharesIBOC

$9.65B+6.3%

Other financials

Income statement

See full

Revenue$316.6M+9.3%

Net income$124.2M+47.3%

EPS (diluted)$0.89+50.8%

Balance sheet

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Cash & equivalents$2.3B-11.7%

Total debt$542.3M-4.6%

Total equity$5.5B+3.3%

Total assets$33.7B+2.8%

Cash flow

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Operating cash flow$160.9M+34.1%

CapEx$4.8M+24.3%

Free cash flow$156.0M+34.4%

Valuation

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Market cap$6.12B+16.3%

Enterprise value$4.36B+37.2%

P/E12.1×-2.1×

P/S4.8×-0.1×

Profitability

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Net margin39.9%+5.3pp

FCF margin41.2%+1.0pp

Returns & leverage

See full

Return on equity9.3%+2.0pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by United Bankshares in its filing.

Tagged under the XBRL concept us-gaap:NotesReceivableNet.

The official record: United Bankshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Bankshares's gross loans?: United Bankshares (UBSI) reported gross loans of $24.56B in Q1 2026.
How has United Bankshares's gross loans changed year-over-year?: United Bankshares's gross loans increased by 4.3% year-over-year, from $23.55B to $24.56B.
What is the long-term trend for United Bankshares's gross loans?: Over 5 years (2020 to 2025), United Bankshares's gross loans has grown at a 6.7% compound annual growth rate (CAGR), from $17.62B to $24.41B.
What does gross loans mean?: Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.