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Gross loans at other companies

Truist Financial logo
Truist FinancialTFC
$329.8B+3.5%
First Citizens BancShares logo
First Citizens BancSharesFCNCA
$151.03B+6.9%
Regions Financial logo
Regions FinancialRF
$99.2B+2.6%
BankUnited logo
BankUnitedBKU
$23.71B0.0%
HOM
Home BancSharesHOMB
$17.13B+12.8%
UBS
United BanksharesUBSI
$24.7B+4.0%

Other financials

Income statement

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Revenue$279.3M+7.3%
Net income$115.6M+46.9%
EPS (diluted)$0.95+50.8%

Balance sheet

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Cash & equivalents$455.1M-20.8%
Total debt$380.6M+145%
Total equity$3.7B+3.7%
Total assets$29.1B+3.4%

Cash flow

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Operating cash flow$69.3M-29.8%
CapEx$6.9M+60.5%
Free cash flow$62.4M-33.9%

Valuation

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Market cap$4.3B+18.6%
Enterprise value$4.23B+31.8%
P/E11.4×-1.9×
P/S3.9×+0.2×

Profitability

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Net margin34%+6.0pp
FCF margin29.7%-4.0pp

Returns & leverage

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Return on equity10.3%+2.4pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by United Community Banks in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss.

The source filing: United Community Banks’s 8-K, filed July 21, 2026. Open the filing →

Filed
Jul 21, 2026, 7:35 AM EDT
Accession
0001104659-26-085229

FAQ

What is United Community Banks's gross loans?
United Community Banks (UCB) reported gross loans of $18.02B in Q2 2026.
How has United Community Banks's gross loans changed year-over-year?
United Community Banks's gross loans decreased by 4.7% year-over-year, from $18.91B to $18.02B.
What is the long-term trend for United Community Banks's gross loans?
Over 5 years (2020 to 2025), United Community Banks's gross loans has grown at a 11.3% compound annual growth rate (CAGR), from $11.37B to $19.38B.
What does gross loans mean?
Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.

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