Skip to content
Screener

BankUnited BKU Provision for Credit Losses

Provision for Credit Losses at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$2.52B-11.7%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$914M-9.1%
Truist Financial logo
Truist FinancialTFC
$395M-19.1%
Bank First Corporation logo
Bank First CorporationBFC
$0+100%
UBS
United BanksharesUBSI
$4.96M-15.8%
Customers Bancorp logo
Customers BancorpCUBI
$600K-62.5%

Other financials

Income statement

See full
Revenue$284.6M+3.9%
Net income$70.7M+2.8%
EPS (diluted)$0.97+6.6%

Balance sheet

See full
Cash & equivalents$367.9M-54.1%
Total debt$318.9M-55.0%
Total equity$3.0B+1.7%
Total assets$34.9B-1.6%

Cash flow

See full
Operating cash flow$128.6M+9.4%
CapEx-$14.1M-2,220%
Free cash flow$114.6M-2.1%

Valuation

See full
Market cap$3.3B+21.5%
Enterprise value$3.25B+23.9%
P/E12×+1.5×
P/S2.9×+0.4×

Profitability

See full
Net margin24.4%-0.2pp
FCF margin29.4%-0.4pp

Returns & leverage

See full
Return on equity9.2%+0.1pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by BankUnited in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The source filing: BankUnited’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:44 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001504008-26-000079
Line itemThree Months Ended June 30, 2026 / CommercialThree Months Ended June 30, 2026 / ResidentialThree Months Ended June 30, 2026 / TotalThree Months Ended June 30, 2025 / CommercialThree Months Ended June 30, 2025 / ResidentialThree Months Ended June 30, 2025 / Total
Beginning balance$198,459$10,331$208,790$204,180$15,567$219,747
Provision (recovery)13,0542,04415,09817,292(1,598)15,694
Charge-offs(10,390)(10,390)(14,051)(208)(14,259)
Recoveries4,0184,0181,54081,548
Ending balance$205,141$12,375$217,516$208,961$13,769$222,730

Item 1. Financial Statements (Unaudited)

FAQ

What is BankUnited's provision for credit losses?
BankUnited (BKU) reported provision for credit losses of $15.1M in Q2 2026.
How has BankUnited's provision for credit losses changed year-over-year?
BankUnited's provision for credit losses decreased by 3.8% year-over-year, from $15.69M to $15.1M.
What is the long-term trend for BankUnited's provision for credit losses?
Over 4 years (2021 to 2025), BankUnited's provision for credit losses has grown at a 0.5% compound annual growth rate (CAGR), from -$67.12M to $68.35M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

Ask your AI about BankUnited's provision for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude