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Customers Bancorp CUBI Provision for Credit Losses

Provision for Credit Losses at other companies

Goldman Sachs Group logo
Goldman Sachs GroupGS
$102M-73.4%
Origin Bancorp logo
Origin BancorpOBK
$65K-97.7%
International Bancshares logo
International BancsharesIBOC
$11.11M+153%
Ameris Bancorp logo
Ameris BancorpABCB
$17.25M+522%
Eagle Bancorp logo
Eagle BancorpEGBN
$21.45M-84.5%
Western New England Bancorp logo
Western New England BancorpWNEB
$1.56M+353%

Other financials

Income statement

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Revenue$227.4M+10.2%
Net income$71.6M+17.4%
EPS (diluted)$2.05+18.5%

Balance sheet

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Cash & equivalents$4.2B+19.3%
Total debt$2.1B+57.5%
Total equity$2.2B+18.4%
Total assets$26.5B+17.6%

Cash flow

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Operating cash flow$107.3M-33.8%
CapEx$1.3M+1,355%
Free cash flow$106.1M-34.6%

Valuation

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Market cap$2.77B+41.3%
Enterprise value$690.57M-427%
P/E9.5×-3.8×
P/S+0.1×

Profitability

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Net margin31.6%+10.0pp
FCF margin39.8%-20.6pp

Returns & leverage

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Return on equity14.3%+6.2pp
Debt / equity+0.2×

Where this comes from

Reported directly by Customers Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal.

The source filing: Customers Bancorp’s 10-Q, filed August 7, 2026. Open the filing →

Filed
Aug 7, 2026, 4:38 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001488813-26-000095

FAQ

What is Customers Bancorp's provision for credit losses?
Customers Bancorp (CUBI) reported provision for credit losses of $600K in Q2 2026.
How has Customers Bancorp's provision for credit losses changed year-over-year?
Customers Bancorp's provision for credit losses decreased by 62.5% year-over-year, from $1.6M to $600K.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

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