What is Customers Bancorp's provision for credit losses?

Customers Bancorp (CUBI) reported provision for credit losses of $400K in Q1 2026.

How has Customers Bancorp's provision for credit losses changed year-over-year?

Customers Bancorp's provision for credit losses decreased by 66.7% year-over-year, from $1.2M to $400K.

What does provision for credit losses mean?

Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

Customers Bancorp CUBI Provision for Credit Losses

Provision for Credit Losses at other companies

Goldman Sachs GroupGS

$315M+9.8%

Center BancorpCNOB

$5.2M+48.6%

First Financial BancorpFFBC

$6.03M-34.0%

Origin BancorpOBK

$4.97M+44.2%

National Bank HoldingsNBHC

$4M-60.8%

City Holding CompanyCHCO

$0—

Other financials

Income statement

See full

Revenue$225.7M+57.9%

Net income$69.7M+439%

EPS (diluted)$1.97+579%

Balance sheet

See full

Cash & equivalents$4.8B+39.9%

Total debt$1.7B+31.6%

Total equity$2.1B+15.0%

Total assets$25.9B+15.4%

Cash flow

See full

Operating cash flow$35.1M-62.7%

CapEx$49.0K-92.9%

Free cash flow$35.0M-62.5%

Valuation

See full

Market cap$2.63B+50.3%

Enterprise value-$494.97M-29.9%

P/E9.4×-2.7×

P/S2.9×+0.3×

Profitability

See full

Net margin31.2%+9.8pp

FCF margin46.9%+9.0pp

Returns & leverage

See full

Return on equity14%+5.9pp

Debt / equity0.8×+0.1×

Where this comes from

Reported directly by Customers Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal.

The official record: Customers Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Customers Bancorp's provision for credit losses?: Customers Bancorp (CUBI) reported provision for credit losses of $400K in Q1 2026.
How has Customers Bancorp's provision for credit losses changed year-over-year?: Customers Bancorp's provision for credit losses decreased by 66.7% year-over-year, from $1.2M to $400K.
What does provision for credit losses mean?: Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.