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Ameris Bancorp ABCB Provision for Credit Losses

Provision for Credit Losses at other companies

Truist Financial logo
Truist FinancialTFC
$479M+4.6%
Regions Financial logo
Regions FinancialRF
$91M-26.6%
UBS
United BanksharesUBSI
$7.78M-73.3%
Associated Banc-Corp logo
Associated Banc-CorpASB
$11M-15.4%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$5.76M-12.8%
International Bancshares logo
International BancsharesIBOC
$3.02M-9.2%

Other financials

Income statement

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Revenue$314.4M+10.0%
Net income$110.5M+25.7%
EPS (diluted)$1.63+28.3%

Balance sheet

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Cash & equivalents$1.3B+2.9%
Total debt$50.7M-5.1%
Total equity$4.1B+6.8%
Total assets$28.1B+6.0%

Cash flow

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Operating cash flow$257.1M+120%
CapEx$7.7M+188%
Free cash flow$249.4M+118%

Valuation

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Market cap$5.89B+33.1%
P/E13.6×+1.7×
P/S4.8×+1.0×

Profitability

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Net margin35.2%+3.1pp
FCF margin40.8%+20.2pp

Returns & leverage

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Return on equity11%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: Ameris Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameris Bancorp's provision for credit losses?
Ameris Bancorp (ABCB) reported provision for credit losses of $16.55M in Q1 2026.
How has Ameris Bancorp's provision for credit losses changed year-over-year?
Ameris Bancorp's provision for credit losses decreased by 24.4% year-over-year, from $21.89M to $16.55M.
What is the long-term trend for Ameris Bancorp's provision for credit losses?
Over 4 years (2021 to 2025), Ameris Bancorp's provision for credit losses has grown at a 19.0% compound annual growth rate (CAGR), from -$35.08M to $70.24M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.