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BOK Financial BOKF Check card revenue — Revenue Not from Contract with Customer

Other product segments

Trading revenue
$19.31M+138%
Mortgage servicing revenue
$17.04M-0.9%
Customer hedging revenue
$7.82M-6.8%
Other revenue
$7.74M-7.5%
Investment banking revenue
$4.48M+40.3%
Mortgage production revenue
$3.93M+49.3%
Automated service charge and other deposit fee revenue
$0
Commercial account service charge revenue
$0
Corporate card revenue
$0
Corporate trust revenue
$0
Institutional trust & retirement plan services revenue
$0
Investment management services and other revenue
$0
Merchant services revenue
$0
Overdraft fee revenue
$0
Personal trust revenue
$0
Retail brokerage revenue
$0
TransFund EFT network revenue
$0

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$411K-62.6%
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$27K-44.9%

Other financials

Income statement

See full
Revenue$589.4M+10.1%
Net income$176.5M+26.1%
EPS (diluted)$2.92+33.3%

Balance sheet

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Cash & equivalents$975.8M-28.2%
Total debt$228.1M-8.3%
Total equity$6.1B+3.3%
Total assets$53.2B+4.3%

Cash flow

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Operating cash flow-$248.7M-1,327%
CapEx$35.7M-25.9%
Free cash flow-$284.4M-917%

Valuation

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Market cap$8.78B+36.6%
P/E13.5×+1.5×
P/S3.9×+0.8×

Profitability

See full
Net margin28.5%+2.7pp
FCF margin64.7%+51.6pp

Returns & leverage

See full
Return on equity10.9%+1.2pp
Debt / equity0.0×

Where this comes from

Reported directly by BOK Financial in its filing.

Tagged under the XBRL concept us-gaap:RevenueNotFromContractWithCustomer.

The source filing: BOK Financial’s 10-Q, filed May 6, 2026.

Filed
May 6, 2026, 12:05 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000875357-26-000034
Line itemCommercial BankingConsumer BankingWealth ManagementFunds Management & OtherBOK Financial CorporationOut of Scope1In Scope2
Fiduciary and asset management revenue66,48166,48166,481
Commercial account service charge revenue17,80758171119,09919,099
Overdraft fee revenue325,7883625,8585,858
Check card revenue5,8195,8195,819
Automated service charge and other deposit fee revenue2031,194451,4421,442
Deposit service charges and fees18,04213,382792232,21832,218
Mortgage production revenue3,9263,9263,926
Mortgage servicing revenue18,062(1,025)17,03717,037

Item 6. Exhibits [92](#i2beb11d71c2f4b06859cb69826942c5a_157)

FAQ

What is BOK Financial's check card revenue — revenue not from contract with customer?
BOK Financial (BOKF) reported check card revenue — revenue not from contract with customer of $0 in Q1 2026.
What does check card revenue — revenue not from contract with customer mean?
This metric captures revenue generated from debit card activities that falls outside the scope of standard customer contracts, such as certain regulatory-driven adjustments or specific non-contractual interchange settlements. It isolates income streams that do not originate from direct service-level agreements with the cardholder. This helps distinguish between core service fees and incidental or external revenue sources.

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