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BOK Financial BOKF Provision for Credit Losses

Provision for Credit Losses at other companies

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$914M-9.1%
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$11.11M+153%
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BancFirst CorporationBANF
$2.14M+35.1%

Segments

By segment

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Consumer Banking$1.51M
Wealth Management$496K+6,300%
Commercial Banking$400K

Other financials

Income statement

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Revenue$589.4M+10.1%
Net income$176.5M+26.1%
EPS (diluted)$2.92+33.3%

Balance sheet

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Cash & equivalents$975.8M-28.2%
Total debt$228.1M-8.3%
Total equity$6.1B+3.3%
Total assets$53.2B+4.3%

Cash flow

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Operating cash flow-$248.7M-1,327%
CapEx$35.7M-25.9%
Free cash flow-$284.4M-917%

Valuation

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Market cap$8.78B+36.6%
P/E13.5×+1.5×
P/S3.9×+0.8×

Profitability

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Net margin28.5%+2.7pp
FCF margin64.7%+51.6pp

Returns & leverage

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Return on equity10.9%+1.2pp
Debt / equity0.0×

Where this comes from

Reported directly by BOK Financial in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The source filing: BOK Financial’s 10-Q, filed May 6, 2026.

Filed
May 6, 2026, 12:05 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000875357-26-000034
Line itemMar. 31, 2026Dec. 31, 2025Sep. 30, 2025June 30, 2025Mar. 31, 2025
Less: Gain on available-for-sale securities, net1,748213
Denominator for efficiency ratio$556,432$590,370$550,707$537,838$504,834
Efficiency ratio63.21%60.71%66.66%65.42%68.31%
Reconciliation of pre-provision net revenue:
Net income before taxes$199,656$228,509$176,585$180,761$154,763
Add: Provision for credit losses2,000
Less: Net income (loss) attributable to non-controlling interests(46)(35)(23)52(6)
Pre-provision net revenue$199,702$228,544$178,608$180,709$154,769

Item 6. Exhibits [92](#i2beb11d71c2f4b06859cb69826942c5a_157)

FAQ

What is BOK Financial's provision for credit losses?
BOK Financial (BOKF) reported provision for credit losses of $0 in Q1 2026.
What is the long-term trend for BOK Financial's provision for credit losses?
Over 4 years (2021 to 2025), BOK Financial's provision for credit losses has grown at a -62.4% compound annual growth rate (CAGR), from -$100M to $2M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

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