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Princeton Bancorp, Inc. BPRN Allowance For Loan Losses

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Other financials

Income statement

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Revenue$22.5M+6.7%
Net income$7.1M+929%
EPS (diluted)$1.04+940%

Balance sheet

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Cash & equivalents$66.2M+214%
Total debt$20.5M-34.8%
Total equity$279.9M+6.9%
Total assets$2.3B+0.4%

Cash flow

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Operating cash flow$2.6M-16.8%
CapEx$825.0K+229%
Free cash flow$1.8M-38.2%

Valuation

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Market cap$287.78M+32.7%
Enterprise value$242.13M+6.4%
P/E11.1×-20.6×
P/S3.3×+0.7×

Profitability

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Net margin30%+21.6pp
FCF margin27.2%+16.8pp

Returns & leverage

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Return on equity9.5%+6.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Princeton Bancorp, Inc. in its filing.

Tagged under the XBRL concept bprn:AllowanceForLoanLosses.

The source filing: Princeton Bancorp, Inc.’s 10-K, filed March 13, 2026.

Filed
Mar 13, 2026, 4:12 PM EDT
Fiscal year
FY2025
Accession
0001193125-26-106151
Line itemDecember 31,2025December 31,2024
Deferred tax assets:
Allowance for credit losses$5,854$6,724
Net operating loss carry-forward5,0935,651
Other1,1641,279
Core deposit intangible478466
Acquisition accounting adjustments5,0605,728
Lease liability6,1046,520
SERP liability438418

Item 8. Financial Statements and Supplementary Data

FAQ

What is Princeton Bancorp, Inc.'s allowance for loan losses?
Princeton Bancorp, Inc. (BPRN) reported allowance for loan losses of -$5.85M in Q4 2025.
How has Princeton Bancorp, Inc.'s allowance for loan losses changed year-over-year?
Princeton Bancorp, Inc.'s allowance for loan losses increased by 12.9% year-over-year, from -$6.72M to -$5.85M.
What is the long-term trend for Princeton Bancorp, Inc.'s allowance for loan losses?
Over 4 years (2021 to 2025), Princeton Bancorp, Inc.'s allowance for loan losses has grown at a 7.8% compound annual growth rate (CAGR), from -$4.33M to -$5.85M.
What does allowance for loan losses mean?
Allowance For Loan Losses as reported by Princeton Bancorp, Inc. Common Stock (PA).

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