When did Brown & Brown report Q4 2025 earnings?

Brown & Brown (BRO) reported Q4 2025 earnings on January 27, 2025 after market close.

What were Brown & Brown's Q4 2025 revenue and EPS?

Brown & Brown reported revenue of $1.1B and diluted EPS of $0.86 for Q4 2025.

Did Brown & Brown beat estimates in Q4 2025?

Revenue missed the consensus estimate of $1.1B by $32.1M. EPS beat the consensus estimate of $0.77 by $0.09.

Where can I find Brown & Brown's Q4 2025 SEC filings?

You can read the 10-K periodic report (0000950170-25-019039) directly on SEC EDGAR. The filing index links above go to sec.gov.

Brown & Brown BRO Q4 2025 Annual earnings

Reported January 27, 2025 · After market close

Revenue$1.1BMiss by $32.1M Diluted EPS$0.86Beat by $0.09

Revenue estimate$1.1B

EPS estimate$0.77

Next report

Jul 27, 2026 (In 2 weeks)

Revenue estimate$1.7B

EPS estimate$1.09

Financials

Q4 2025

Income statement

See full

Revenue$1.6B+35.8%

Net income$264.0M+25.7%

EPS (diluted)$0.59-19.2%

Balance sheet

See full

Cash & equivalents$1.1B+59.9%

Total debt$7.9B+95.0%

Total assets$30.0B+70.3%

Cash flow

See full

Operating cash flow$444.0M+23.0%

CapEx$20.0M0.0%

Free cash flow$424.0M+24.3%

Valuation & ratios

Valuation

as of 12/31/24

See full

Market cap$24.23B-19.1%

Enterprise value$31.06B-6.8%

P/E23×-7.1×

P/S4.1×-2.1×

Profitability

See full

Net margin17.8%-2.8pp

FCF margin23.4%+0.7pp

Returns & leverage

See full

Current ratio1×-0.1×

Segments

By product

See full

Core Commission Revenue$1.0B+32.7%

Fee Revenue$400.0M+44.9%

Profit Sharing Contingent Commission Revenue$94.0M+67.9%

Other Supplemental Commissions Revenue$29.0M+11.5%

Earned Premium$26.0M+4.0%

By segment

See full

Retail$919.0M+44.5%

Specialty Distribution$678.0M—

Versus estimates

Revenue

Q1 2027$1.9BBeat by $11.7M Q4 2026$1.6BMiss by $42.8M Q3 2026$1.6BBeat by $60.3M Q2 2026$1.2BMiss by $29.6M Q1 2026$1.4BMiss by $24.7M

Q4 2025$1.1BMiss by $32.1M

Diluted EPS

Q1 2027$1.39Beat by $0.03 Q4 2026$0.93Beat by $0.03 Q3 2026$1.05Beat by $0.11 Q2 2026$1.03Beat by $0.04 Q1 2026$1.29In line

Q4 2025$0.86Beat by $0.09

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Questions, answered.

When did Brown & Brown report Q4 2025 earnings?: Brown & Brown (BRO) reported Q4 2025 earnings on January 27, 2025 after market close.
What were Brown & Brown's Q4 2025 revenue and EPS?: Brown & Brown reported revenue of $1.1B and diluted EPS of $0.86 for Q4 2025.
Did Brown & Brown beat estimates in Q4 2025?: Revenue missed the consensus estimate of $1.1B by $32.1M. EPS beat the consensus estimate of $0.77 by $0.09.
Where can I find Brown & Brown's Q4 2025 SEC filings?: You can read the 10-K periodic report (0000950170-25-019039) directly on SEC EDGAR. The filing index links above go to sec.gov.