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First Busey Corporation BUSE Banking — Interest Income

Other segment segments

FirsTech
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Wealth Management
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Other financials

Income statement

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Revenue$196.7M-0.7%
Net income$63.2M+33.3%
EPS (diluted)$0.69+32.7%

Balance sheet

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Cash & equivalents$665.4M-9.8%
Total debt$164.2M+30.5%
Total equity$2.4B-1.2%
Total assets$18.2B-3.8%

Cash flow

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Operating cash flow$41.5M-16.2%
CapEx$2.3M-32.6%
Free cash flow$39.2M-15.0%

Valuation

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Market cap$2.59B+30.5%
Enterprise value$2.09B+52.3%
P/E11.2×-14.4×
P/S3.3×-0.3×

Profitability

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Net margin29.3%+15.4pp
FCF margin26.4%-2.7pp

Returns & leverage

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Return on equity9.6%+5.5pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by First Busey Corporation in its filing.

Tagged under the XBRL concept buse:InterestAndDividendIncomeOperatingAdjusted.

The source filing: First Busey Corporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:06 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000314489-26-000055
(dollars in thousands)BankingWealth ManagementFirs TechOtherTotal
Interest income$224,349$76$224,425
Intersegment interest income14(14)
Interest expense69,4102,61372,023
Intersegment interest expense300(300)
Net interest income154,63914(2,251)152,402
Provision for credit losses2,1892,189
Net interest income after provision for credit losses152,45014(2,251)150,213
Noninterest income

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is First Busey Corporation's banking — interest income?
First Busey Corporation (BUSE) reported banking — interest income of $224.35M in Q2 2026.
How has First Busey Corporation's banking — interest income changed year-over-year?
First Busey Corporation's banking — interest income decreased by 9.3% year-over-year, from $247.44M to $224.35M.
What is the long-term trend for First Busey Corporation's banking — interest income?
Over 3 years (2022 to 2025), First Busey Corporation's banking — interest income has grown at a 35.4% compound annual growth rate (CAGR), from $360.13M to $893.85M.
What does banking — interest income mean?
The total revenue generated from interest-earning assets, such as loans, leases, and investment securities held by the banking segment. This represents the primary top-line revenue stream for the core banking business. Analyzing this metric helps investors understand the segment's ability to price its credit products effectively in varying interest rate environments.

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