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Better Home & Finance BETR Banking — Interest Income

Other segment segments

Home Finance
$31.86M-5.0%

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Other financials

Income statement

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Revenue$54.7M+28.2%
Operating income-$56.6M+55.0%
Net income-$30.6M+15.7%
EPS (diluted)-$1.64+31.4%

Balance sheet

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Cash & equivalents$111.9M+36.9%
Total debt$4.6M-24.1%
Total equity$57.9M-24.4%
Total assets$1.5B+25.2%

Cash flow

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Operating cash flow-$125.2M-119%
CapEx$92.0K-77.4%
Free cash flow-$125.6M-119%

Valuation

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Market cap$291.73M+37.2%
Enterprise value$184.42M+34.7%
P/S1.5×-0.1×

Profitability

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Operating margin-343.9%
Net margin-94.5%-26.8pp
FCF margin-134.3%-50.5pp

Returns & leverage

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Return on equity-267.7%-42.4pp
Debt / equity0.1×0.0×
Current ratio0.1×+0.1×

Where this comes from

Reported directly by Better Home & Finance in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeOperating.

The source filing: Better Home & Finance’s 10-K, filed March 13, 2026.

Filed
Mar 13, 2026, 4:50 PM EDT
Fiscal year
FY2025
Accession
0001628280-26-017747
Line itemHome FinanceBankingConsolidated
Gain on loans, net$136,148$136,148
Other revenue11,10119811,299
Net interest income
Interest income31,86028,40960,269
Interest expense(21,847)(20,997)(42,844)
Net interest income/(loss)10,0137,41217,425
Total net revenues157,2627,610164,872
Expenses:

Item 8. Financial Statements and Supplementary Data

FAQ

What is Better Home & Finance's banking — interest income?
Better Home & Finance (BETR) reported banking — interest income of $7.1M in Q4 2025.
How has Better Home & Finance's banking — interest income changed year-over-year?
Better Home & Finance's banking — interest income increased by 421.0% year-over-year, from $1.36M to $7.1M.
What does banking — interest income mean?
The total interest earned from interest-bearing assets, such as loans and cash equivalents, held by the banking segment. This serves as a primary indicator of the segment's asset-generating capacity and the scale of its interest-earning activities. It is fundamental to assessing the core revenue generation of the banking operations.

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